Tag: fast sale

  • How Can I Sell My House ‘Subject-to’?

    How Can I Sell My House ‘Subject-to’?

    Ever hear someone say they bought a house “subject-to” and wonder what the heck that means?

    Don’t worry—you’re not alone. It sounds like legal jargon or something you’d hear in a courtroom. But it’s actually a creative way to buy real estate, and once you get the hang of it, it makes a lot of sense—especially if you’re someone who doesn’t want to go through the hassle of bank loans, credit checks, or coughing up a big down payment.

    In plain English, a “subject-to” real estate deal means the buyer is taking over the property while the original loan stays in the seller’s name. The buyer starts making the mortgage payments, owns the home, but doesn’t officially assume the mortgage. Sounds weird? It is a little—but it’s totally legal and can be a win-win for everyone involved when done right.

    Let’s break this down like you’re explaining it to your smart friend who just doesn’t speak “real estate-ese.”

    Breaking Down the Basics

    What Does ‘Subject-To’ Even Mean?

    When someone says they bought a house “subject-to,” what they really mean is:

    “I bought the house subject to the existing mortgage staying in place.”

    So instead of going to the bank and applying for a new loan to pay off the seller’s mortgage (like in a normal sale), the buyer just picks up the payments on the existing loan, and the loan stays in the seller’s name.

    The buyer gets the house deed (ownership), but the mortgage? That still belongs to the seller on paper.

    A Simple Analogy to Understand It

    Think of it like this:

    Imagine you lease a car, and halfway through the lease, you hand the car over to your friend. They take it, use it, and promise to make the monthly payments, but the lease is still under your name.

    That’s kind of how subject-to works. You, the seller, are still responsible on paper, but the buyer is handling the actual payments and driving the “car” (or in this case, the house).

    It’s a bit like a sub-let in renting—except with houses and mortgages.

    How It Works in Real Life

    Who Keeps the Loan?

    In a traditional sale, the seller pays off their loan, and the buyer gets a brand-new mortgage.

    But in a subject-to deal:

    • The seller’s mortgage stays put
    • The buyer does NOT get a new mortgage
    • The buyer just takes over the payments

    That mortgage is still under the seller’s name with the bank. But legally, the buyer becomes the new owner of the home.

    That might seem like a strange way to do business, but it actually works well in certain situations—especially when someone is in a tight spot and just needs out of a house fast.

    What the Buyer Actually Gets

    So, what does the buyer walk away with?

    • The deed to the home (which means they own it)
    • The responsibility for mortgage payments, taxes, insurance, and repairs
    • The right to live in, rent out, or sell the property in the future

    They own the house—but not the loan. It’s a clever workaround for people who want to invest in property but may not qualify for traditional bank financing.

    It’s also handy when interest rates are sky-high. If the seller’s loan has a 3% interest rate and the current market is at 7%, a buyer can score a sweet deal by keeping the lower-rate loan.

    Why Would Anyone Do This?

    Why a Seller Would Say Yes

    You’re probably thinking, “Why on Earth would someone leave a mortgage in their name and let someone else take over their house?”

    Great question. Here’s the answer:

    Desperation. Life happens. Sellers might be:

    For them, a subject-to deal can be a lifesaver. They avoid foreclosure (which destroys credit), stop the bleeding on monthly bills, and get rid of the house quickly—without needing to fix it up or list it with a real estate agent.

    It’s not about making a profit; it’s about stopping the pain.

    Why a Buyer Would Jump In

    Buyers—especially real estate investors—love subject-to deals because they can:

    • Get a house with little or no money down
    • Avoid credit checks and bank underwriting
    • Take over low-interest loans
    • Start renting or reselling the home for profit
    • Close the deal fast—often in days, not weeks

    It’s a go-to move for people who want to build a portfolio of rental properties quickly, or just get into real estate with less hassle.

    Real-World Example of a Subject-To Deal

    A Family in Trouble Finds a Solution

    Let’s say Sarah and Mike own a house with a $150,000 mortgage. Their payments are $1,000 a month, but Mike loses his job and they fall behind. They try to sell the house, but the market’s slow, and they’re out of time—foreclosure is knocking at the door.

    Enter Fair Deal Home Buyers, a real estate investment company. Fair Deal makes them a subject-to offer.

    Here’s the deal:

    • Fair Deal takes ownership of the house
    • They catch up the $3,000 they owe on the mortgage
    • Fair Deal promises to make the $1,000 monthly payments going forward
    • The mortgage stays in Sarah and Mike’s name

    They get relief. Their credit is saved. And Fair Deal walks away with a house they didn’t have to get a loan for.

    The Investor Steps In

    Fair Deal now owns the house. They rent it out for $1,400 a month. After paying the mortgage, Fair Deal clears $400/month in profit.

    Fair Deal didn’t have to qualify for a loan, come up with a huge down payment, or wait 30+ days for a bank to close. They made a deal with the sellers directly—and helped them out of a bad situation while building their business.

    It’s not just smart—it’s a win-win.

    What Happens After the Deal Is Done?

    Who Pays What and How

    Once the deal is closed, things shift into gear pretty quickly.

    The buyer is now responsible for making monthly payments on the mortgage, even though it’s not officially in their name. In most cases, they also pay:

    • Property taxes
    • Home insurance
    • Maintenance and repairs

    A smart buyer will often set up an escrow account or use a third-party payment service to make sure everything’s paid on time and tracked. This protects both the buyer and the original seller—because if payments are missed, the seller’s credit could still be affected.

    Buyers can live in the home, rent it out, or fix it and flip it. They now legally own the house and control what happens next.

    Who’s on the Hook if Things Go Bad

    Here’s where it gets tricky—and why subject-to deals require trust and strong agreements.

    If the buyer stops making payments:

    • The seller’s name is still on the mortgage
    • The loan can go into default
    • The seller’s credit can take a major hit
    • The lender could even foreclose

    That’s why sellers need to screen buyers carefully and make sure there’s a clear contract in place. Some sellers even ask for extra protections—like a promissory note or the right to take the house back if the buyer flakes out.

    It’s not risk-free, but when both sides are honest and transparent, subject-to deals can go smoothly.

    Benefits of Subject-To for Buyers and Sellers

    Let’s recap the biggest reasons both parties might agree to this kind of creative real estate deal:

    For Sellers:

    • Avoid foreclosure
    • Stop making mortgage payments
    • Walk away from a stressful property
    • Preserve credit
    • Close the deal fast

    For Buyers:

    • Get into a house with little money down
    • Avoid banks and credit checks
    • Take over low-interest loans
    • Build cash flow or flip for profit
    • Close quickly and gain control

    It’s one of those rare win-win scenarios, as long as everyone knows what they’re doing.

    Common Misunderstandings About Subject-To

    Because this isn’t the “normal” way to buy a house, there are some myths floating around. Let’s clear them up:

    Myth #1: It’s Illegal

    Totally false. Subject-to deals are 100% legal when done correctly. There’s no law that says you can’t buy a house and keep the old loan in place. Just make sure all parties understand and agree to it.

    Myth #2: The Bank Will Automatically Call the Loan Due

    While lenders can do this (called a “due-on-sale clause”), most don’t—especially if the payments are being made on time. They’d rather get paid than foreclose. That said, it’s still a risk to be aware of.

    Myth #3: Only Experts Can Do This

    Not true! Anyone can learn how to do a subject-to deal with the right guidance. The key is to learn, get help from real estate pros or attorneys, and always keep things above board.

    What Should Be in a Subject-To Agreement?

    If you’re going to do a subject-to deal, the paperwork is just as important as the house.

    Here’s what a basic agreement should cover:

    • Who’s responsible for payments
    • What happens if payments are missed
    • Whether there’s an escrow company involved
    • Insurance responsibilities
    • Repairs and property taxes
    • Exit strategy—can the buyer resell or refinance later?
    • Legal rights for both parties

    Many investors use a real estate attorney to draw up or review the contract. It’s a small price to pay for peace of mind.

    Tips for Success with Subject-To Deals

    Want to make sure your subject-to experience goes smoothly? Follow these tips:

    1. Be Honest and Clear
      Don’t hide anything. Sellers and buyers should know exactly what’s going on.
    2. Use an Attorney
      Always have contracts reviewed by a legal expert. It’s worth it.
    3. Keep Proof of Payments
      Whether you’re the buyer or seller, track every payment made on the mortgage.
    4. Use Escrow When Possible
      An escrow company can handle payments, track them, and send reports. This keeps things clean.
    5. Have an Exit Plan
      Whether you’re renting, flipping, or reselling, always know what your next move is.

    Conclusion

    Subject-to deals might sound complicated at first, but when you break them down, they’re just creative ways to buy and sell homes. No banks. No credit checks. Just people helping people solve real problems.

    For sellers, it’s a lifeline in a tough situation—helping them avoid foreclosure and move on. For buyers, especially investors, it’s a chance to grow a real estate portfolio without traditional financing.

    Yes, there are risks. Yes, you need good contracts and communication. But when done right, subject-to can be a win-win strategy that opens doors you never thought possible.

    So, the next time someone says they bought a house “subject-to,” you’ll know exactly what they mean—and you might even consider doing it yourself.

    FAQs

    1. Can I buy my first home subject-to, or is it only for investors?

    Yes, you can! While many investors use subject-to deals to grow portfolios, first-time homebuyers can benefit too—especially if they’re struggling to get approved for a mortgage.

    1. Does the lender have to approve a subject-to deal?

    No. The buyer and seller handle everything. The lender keeps getting paid, and that’s usually all they care about.

    1. What happens if the buyer sells the house later?

    Since the buyer owns the home, they can sell it anytime. The original loan may need to be paid off at that point, depending on the deal.

    1. Can I walk away from the deal if I’m the seller?

    Once the sale happens, you can’t “walk back” unless the contract allows it. You’ll want to make sure you’re protected before signing anything.

    1. How do I find someone to help with a subject-to deal?

    Look for a real estate attorney, an investor-friendly agent, or local real estate investment groups. You’ll find people with experience who can help you do it right.

  • The Pros and Cons of Selling Your House for Cash

    The Pros and Cons of Selling Your House for Cash

    [cs_content][cs_element_section _id=”1″ ][cs_element_row _id=”2″ ][cs_element_column _id=”3″ ][cs_element_headline _id=”4″ ][cs_content_seo]The Pros and Cons of selling a house for cash \n\n[/cs_content_seo][cs_element_text _id=”5″ ][cs_content_seo]When it comes to purchasing a home, buyers often have various options for financing. One such option is making a cash offer. A cash offer on a house refers to a situation where a buyer offers to purchase a property outright with cash, rather than relying on financing from a mortgage lender. This means the buyer has the funds readily available to cover the entire purchase price without needing a loan.
    Cash offers are often appealing to sellers because they typically involve faster transactions and fewer potential complications compared to deals involving mortgages. Additionally, cash offers may give buyers a competitive edge in a competitive housing market, as they eliminate the need for appraisal and financing contingencies.
    In this article, we will explore the pros and cons of opting for a cash offer when buying a house.
    Pros of a Cash offer
    A cash offer for a house can offer numerous advantages, including speed, certainty, simplicity, and potentially lower costs. However, it’s essential for both buyers and sellers to carefully consider their individual circumstances and objectives before proceeding with a cash transaction.
    Speedy Transactions
    Cash transactions often bypass the lengthy processes associated with traditional real estate sales, offering a swift exchange of property for funds. With cash buyers readily available, you can avoid the delays caused by mortgage approvals and appraisals.
    Guaranteed Closure
    Selling your house for cash provides a sense of certainty in an uncertain market. Cash buyers are often investors or individuals with readily available funds, minimizing the risk of deals falling through due to financing issues.
    Avoiding Repairs and Renovations
    Cash buyers typically purchase properties as-is, sparing sellers the time and expense of making costly repairs or renovations to attract buyers. This aspect can be particularly beneficial for homeowners looking to sell quickly without investing additional resources.
    Simplified Process
    The streamlined nature of cash transactions simplifies the selling process, reducing paperwork and negotiations. Without the need for mortgage lenders or real estate agents, sellers can enjoy a more straightforward and hassle-free experience.
    Flexible Terms
    Cash buyers may offer more flexibility in terms of closing dates and possession timelines, accommodating the seller’s preferences and schedule. This flexibility can be advantageous, especially for those in need of a quick sale or facing time constraints.
    Lower Risk of Sales Falling Through
    Cash sales significantly decrease the risk of deals collapsing due to financing issues or buyer contingencies. With cash buyers often able to close quickly and with minimal complications, sellers can proceed with confidence, knowing that the sale is more likely to reach completion.
    Competitive Offers
    Cash buyers may be willing to offer competitive prices for properties, especially in markets where demand is high. This can result in sellers receiving attractive offers that align with or exceed their expectations, maximizing the return on their investment.
    Privacy and Confidentiality
    Cash transactions can offer a level of privacy and confidentiality that may be appealing to certain sellers. Without the need for public listings or extensive marketing efforts, sellers can maintain discretion throughout the selling process.
    As you can see, selling your house for cash presents numerous benefits that can streamline the selling process, minimize risks, and offer greater flexibility and convenience. Whether you’re looking to sell quickly or seeking a hassle-free transaction, exploring cash sales options could prove to be a lucrative choice in today’s dynamic real estate market.
    Cons of a Cash offer
    Although there are many benefits to selling your house for cash, it’s not always the best option for everyone. There can be potential drawbacks and considerations that sellers should be aware of before embarking on this path.
    Limited Market Reach
    When opting to sell a house for cash, sellers limit their potential market reach. Cash buyers often seek properties at a discounted rate, aiming for quick turnovers or investment opportunities. Consequently, sellers may miss out on potential offers from traditional buyers who rely on financing options.
    Lower Selling Price
    Cash buyers typically negotiate for lower selling prices, leveraging the appeal of a quick and hassle-free transaction. This could result in sellers settling for a price below the property’s market value, leading to a potential loss of profit.
    Risk of Scams and Fraud
    Engaging with cash buyers, especially those unfamiliar with the real estate market, poses a risk of scams and fraudulent activities. Sellers may encounter unscrupulous individuals offering cash deals with hidden agendas or illegitimate funds, putting their financial security at stake.
    Lack of Transparency
    Cash transactions often lack the transparency and accountability that come with traditional real estate deals. Without proper documentation and legal safeguards in place, sellers may find themselves vulnerable to disputes or unforeseen complications post-sale.
    Missed Opportunity for Higher Offers
    By limiting themselves to cash buyers, sellers potentially overlook higher offers from buyers relying on financing. These offers may come with favorable terms and conditions, ultimately resulting in a more lucrative deal for the seller.
    Limited Negotiation Leverage
    Selling a house for cash diminishes the seller’s negotiation leverage. Cash buyers hold the advantage of offering a swift and seamless transaction, reducing the seller’s ability to negotiate terms such as repairs, closing costs, or contingencies.
    While selling a house for cash offers certain conveniences and expedited transactions, it’s imperative for sellers to weigh the drawbacks against the benefits carefully. By understanding the limitations and potential risks involved, sellers can make informed decisions that align with their financial goals and priorities in the realm of real estate transactions.
    Frequently Asked Questions
    Q: What are the benefits of selling my house for cash?
    A: Selling your house for cash offers several advantages, including:

    Speed: Cash sales typically close faster than traditional sales involving mortgages or financing, which can take weeks or months.
    Certainty: Cash transactions are less likely to fall through due to financing issues, providing sellers with more certainty and peace of mind.
    Simplicity: Cash sales often involve fewer steps and paperwork, streamlining the process and reducing administrative burdens.
    No contingencies: Cash buyers may not require appraisals or inspections, eliminating potential delays or renegotiations based on these factors.

    Q: What are the drawbacks of selling my house for cash?
    A: Despite the benefits, there are also drawbacks to consider, such as:

    Potentially lower sale price: Cash buyers may offer less than market value since they’re providing liquidity and convenience.
    Limited pool of buyers: Selling for cash may restrict your pool of potential buyers, as many purchasers rely on financing to afford a home.
    Risk of scams: Cash transactions can attract fraudulent buyers or investors, so sellers need to exercise caution and conduct due diligence.
    Less negotiating power: Cash buyers may hold more leverage in negotiations, as they offer a quick and hassle-free sale, reducing the seller’s ability to negotiate terms.

    Q: How do I determine if selling for cash is right for me?
    A: Consider your priorities, timeline, and financial situation. Selling for cash might be ideal if you need to sell quickly, value simplicity and certainty over potentially higher profits, and are comfortable with the offered price. However, if maximizing profit or attracting a broader range of buyers is more important, traditional sales methods might be preferable.
    Q: How can I find reputable cash buyers?
    A: Research local real estate investors or companies specializing in cash purchases. Look for testimonials, reviews, and accreditation to ensure legitimacy. Additionally, consult with real estate professionals or seek recommendations from trusted sources.
    Q: Can I negotiate the price when selling for cash?
    A: Yes, negotiation is still possible in cash transactions. While cash buyers may have less incentive to haggle, sellers can still discuss terms, conditions, and pricing to reach a mutually beneficial agreement.
    Q: What steps should I take to protect myself in a cash sale?
    A: Obtain legal advice, thoroughly review contracts, and consider hiring a real estate attorney or agent to oversee the transaction. Verify the buyer’s financial capability and insist on a proper closing process to mitigate risks. Additionally, document all agreements in writing and be cautious of any requests for upfront payments or unusual transaction terms.\n\n[/cs_content_seo][/cs_element_column][/cs_element_row][/cs_element_section][cs_element_section _id=”6″ ][cs_element_row _id=”7″ ][cs_element_column _id=”8″ ][cs_element_global_block _id=”9″ ][/cs_element_column][/cs_element_row][/cs_element_section][/cs_content]

Dean Fox
2 weeks ago
Great experience with these folks. They offered us a very fair price for our home and closed on the sale at our convenience. Would definitely recommend!
Scott Westphal
4 weeks ago
Working with Fair Deal was a pleasant surprise. Everyone I worked with (Peter and Maria) were friendly and easy to work with. They answered all our questions. The process was much easier than I envisioned!
Audra Hale
2 months ago
This was such an amazing experience. Beza was very knowledgeable and thorough, while Jackie was compassionate, competent and understanding. I fecommend this company to anyone who wants fair and professional service.
Response from the owner:Thank you for the 5-star review and the high recommendation! We are so glad to hear that we were able to provide you with fair and professional service. We will gladly share your compliments with Beza and Jackie; our team takes great pride in being knowledgeable and compassionate, and it is incredibly rewarding to see that reflected in your experience. We truly appreciate your business!
Maria Jimenez
3 months ago
Short story it was scary for me and they made me feel at ease and comforting to work with them very patient explaining and helping me understand, I am very grateful for all they done to make me feel at ease I am happy I chose that team thank All of the team that help me through this process a special thank you to Peter and Maria Rubio, again thank you to all the team Sincerely Maria Jimenez
Response from the owner:Thank you so much, Maria, for sharing your experience with us. We understand that this process can feel scary and overwhelming, so it means a lot to hear that our team was able to help you feel comfortable, supported, and informed every step of the way. We’re truly grateful that you chose our team, and we’ll be sure to share your kind words with Peter, Maria Rubio, and everyone who helped you through the process. Thank you again for trusting us. We wish you all the best! -Fair Deal Home Buyers Team
James
3 months ago
Dan was very professional and honest they all work hard to get you your money
Response from the owner:Thank you so much, James, for your kind review. We’re glad to hear that Dan was professional and honest throughout the process. Our team works hard to make everything as smooth and helpful as possible, and we truly appreciate you trusting us. Thank you again for sharing your experience!
Jennifer Grabowski
4 months ago
Fair Deal Buyers was absolutely amazing. Simple, easy, and got our house sold within a month! Didn’t matter current condition, they took care of everything! We are so blessed with having found them and trusting them. THANK YOU again Fair Deal Buyers
Response from the owner:Thank you so much, Jennifer. We’re truly grateful that you trusted Fair Deal Buyers with such an important decision. It was a pleasure helping you through the process and making the sale as simple and stress-free as possible. We’re so happy we could take care of everything and help you move forward within a month. Wishing you many blessings in this next chapter, and thank you again for your kind words!
Julie Luettgen
6 months ago
I truly enjoy working with Fair Deal. They are professional, consistently meet deadlines, and clearly communicate the scope of work, which makes every project run smoothly. If any challenges arise, they address them quickly and efficiently, ensuring everyone involved is satisfied with the outcome.
Response from the owner:Thank you so much for your wonderful review! It’s truly a pleasure working with you. We’re glad that our team’s communication and dedication to meeting deadlines have made your projects run smoothly. Knowing that we can address challenges quickly and keep everyone satisfied means a lot to us. We really value your partnership and look forward to collaborating on many more successful projects together!
Robyn Stewart
9 months ago
Peter was friendly, respectful, and kept his word that he wouldn't, " Low ball," us. It was a pleasure working with every person at Fair Deal!
Response from the owner:Thank you so much for your kind words, Robyn! We’re thrilled to hear that Peter made the process positive, respectful, and fair for you. Keeping our word and treating people the right way is at the heart of what we do at Fair Deal Home Buyers. It was truly a pleasure working with you as well, and we wish you all the best moving forward!
John Russell
1 year ago
All or the people I delt with at Fair Deal were amazing. They answered all my correspondence and questions in a very timely manner. They even helped me look for my new place. I was very impressed.
Response from the owner:Hi John, Thank you so much for the wonderful review! We’re thrilled to hear that you had such a positive experience with our team. It was our pleasure to answer your questions and even help you with the next step of finding your new place. We truly appreciate your trust in us and wish you all the best in your new home! – The Fair Deal Home Buyers Team
Randi Magsamen
1 year ago
This company made the selling of my home easy and stress free! They answered all questions and concerns I had. I highly recommend them if you’re in the market to sell.
Response from the owner:Hi Randi, Thank you so much for sharing your experience! We’re so glad to hear that the process felt easy and stress-free for you. Our team always strives to provide clear communication and support every step of the way. We truly appreciate your recommendation and are grateful you chose Fair Deal Home Buyers! – The Fair Deal Home Buyers Team
Mike Cotton
1 year ago
We've enjoyed working with you and I would recommend you to others. The amount we came away with wasn't what we hoped but the process was seamless and easy.
Response from the owner:Thanks so much, Mike! We’re glad we could make the process smooth and easy for you, even if the numbers weren’t quite what you hoped. Your recommendation means a lot, and we truly appreciate the chance to work with you!
Had a great experience and Beza was a delight to work with.
Our experience with Fair Deal Home Buyers has been exceptional!!! Beza and her team definitely go above and beyond to ensure a smooth process from start to finish....very accommodating and willing to work around your schedule and will help in any way possible. Definitely will recommend to anyone needing to sell their home quickly!!!!
John Horner
1 year ago
Beza was great to work with, and answered all questions
Scott C Jackson
1 year ago
Beza was one of the people I worked with, she helped me out with all of my questions and answered them with out hesitation. Josh was the first person I talked to, he put my mind at ease through the process thank you both for making this a little bit easier to get through. Thanks again Scott Jackson
John Brandt
1 year ago
Our sale to FairDeal came at a time when we were struggling with our brothers unexpected death. Trying to clean his house after 40 years and finding it was in need of many repairs. We were not equipped to handle a timely sale! FairDeal negotiated well and through the process held true to their promises to make the sale easier and efficient. Closing was straight forward and uncomplicated.
Sharon Lee
1 year ago
Great people to work with! Smooth and easy transactions and everyone is very nice and professional!
Travis Haines
1 year ago
I worked with Fair Deal Home Buyers on a property in Wisconsin Rapids and they were great to deal with. Excellent communication - Highly recommend!
Larry French
1 year ago
After Peter got things set up and I work with Baeza and she was very open to my problems or issues and took care of those almost immediately things were taken care of as we got closer to closing there was some unusual things happening and she settled that out and it didn't cost me anything out of the pocket just like they said. She definitely has the knowledge and understanding of what's going on with the program and how it works and how to reply to different real estate agents.
Lance Perrodin
1 year ago
Good communication fast awesome customer service! These are the people that more should be like!!
They did a great job , awesome communication skills ,kept their promises all the way through the deal. Great company to work with.
Tim Stoeck
2 years ago
The experience with Fair Deal was great! Everything on your end was awesome! You guys did everything you said you were going to do. You made our move super easy! I would use your company again in a second! Thank you so much for the wonderful experience!
From the first call this company was caring, respectful, and fair. Everyone I dealt with was helpful and pleasant. Shared ideas to bring my 70 yr old childhood home back to its “glory days”! It was difficult for me to make this move, but knowing my home was in good hands made it easier! I recommend them 100%!
Mark Owens
2 years ago
Thank you. I really enjoyed working with you. The entire process went even smoother than I could have imagined. Everyone I had contact with was extremely helpful. I would definitely recommend your services to people in similar situations.
Chris Schlegel
2 years ago
I love how fast the process was to sell my house. Beza Bajo was awesome to work with and helped me through a rather easy process. I would recommend her and Fair Deal if you want to sell your house fast. Alan Gross was very helpful regarding the beginning of the process.