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  • 5 Guaranteed Strategies to Protect Yourself from Foreclosure

    5 Guaranteed Strategies to Protect Yourself from Foreclosure

    [cs_content][cs_element_section _id=”1″ ][cs_element_row _id=”2″ ][cs_element_column _id=”3″ ][cs_element_headline _id=”4″ ][cs_content_seo]5 Guaranteed Strategies to Protect Yourself from Foreclosure \n\n[/cs_content_seo][cs_element_text _id=”5″ ][cs_content_seo]If you’re concerned about going into foreclosure, you should take action to prevent it. Simply put, foreclosure is a legal process that kicks into play when a homeowner fails to make mortgage payments on their property.
    If you get foreclosed on, your lender can take possession of your house. What’s more, you’ll end up with a terrible stain on your credit record. If that’s not enough, you’ll also be liable for a big tax bill the following year, because the IRS will consider your forgiven debt to be taxable income.
    Considering all that, the best thing to do is avoid the foreclosure process. Here are 5 help tips to help you do just that.

    Know your mortgage terms

    It’s critically important to understand your mortgage agreement terms. This includes things such as the interest rate, payment schedule, and any penalties for missed or late payments. Knowing this information can help you budget and plan for mortgage payments, and avoid falling behind.

    Create a budget

    People rarely stop paying their mortgage for no reason. Usually, financial hardship is involved, for example unexpected unemployment. One way to help stay on track with your mortgage payments, and other bills and expenses, is to craft a budget. Make sure to prioritize mortgage payments and necessary spending over discretionary spending.

    Talk to your lender

    If you find yourself struggling to make mortgage payments, contact your lender immediately. In most cases lenders prefer to provide solutions—i.e., modify your loan, create a repayment plan, grant forbearance—instead of implementing the foreclosure process. Do not ignore the problem. It will only get worse and will not go away.

    Sell your house for cash

    If you’re unable to come to an agreement with your lender and there are no other options, it might be time to consider selling your home. It’s not an easy decision to make, but it keeps you in control by preventing foreclosure and all the problems that come with it.
    You’ll probably need to sell your house fast. The best way to do that is to sell it for cash to a real estate investor. When you’re facing impending foreclosure, odds are you will not have the luxury of letting your house sit on the market for months on end.

    Talk to professional

    Consult with a professional who can help you avoid foreclosure. This could include an attorney, housing counselor, or a financial advisor. Don’t go it alone because the process can be complicated and there is no margin for error.
    In closing
    Foreclosure is no joke. It’s stressful and can have serious, long-lasting ramifications. However, the 5 tips outlined in the article should help you avoid the foreclosure pitfall.\n\n[/cs_content_seo][/cs_element_column][/cs_element_row][/cs_element_section][cs_element_section _id=”6″ ][cs_element_row _id=”7″ ][cs_element_column _id=”8″ ][cs_element_global_block _id=”9″ ][/cs_element_column][/cs_element_row][/cs_element_section][/cs_content]

  • What You Should Know About Your Rural Wisconsin House’s Septic Tank

    What You Should Know About Your Rural Wisconsin House’s Septic Tank

    [cs_content][cs_element_section _id=”1″ ][cs_element_row _id=”2″ ][cs_element_column _id=”3″ ][cs_element_headline _id=”4″ ][cs_content_seo]What You Should Know About Your Rural Wisconsin House’s Septic Tank \n\n[/cs_content_seo][cs_element_text _id=”5″ ][cs_content_seo]If you grew up in a city, your home was probably serviced by the municipal sewage department. But in smaller rural communities, septic tanks are often the norm. In fact, it’s estimated that one in five homes in the United States run on septic tanks. 
    There’s a good chance that your house is serviced by a septic tank. The more you know about this critically important component of your home, the better. So, let’s learn the basics.
    How a Septic Tank Works
    Ultimately, bacteria are what makes a septic system work. The tanks are typically made of concrete, steel, or fiberglass and are buried under ground somewhere on your property. “Blackwater” from toilets and “greywater” from sinks and showers flow into the tank. Solids sink to the bottom and liquids drain into underground pipes. Bacteria in the tank break down the solids to form a sludge composed of inorganic solids, which must be periodically removed. A layer of scum (mostly fats and greases) floats to the top. Meanwhile, water slowly drains from the pipes, where it is filtered by the soil.
    Benefits of Septic Tanks
    You can forgive a city slicker for being a skeptic of the septic, so to speak. After all, this is a system that processes our bodily waste, and a lot of other gross things. But a properly functioning septic system offers homeowners many benefits. Here are some of them:

    Septic systems are cost-efficient because residents often don’t have to pay for sewage costs in their utility bills. 
    They are self-maintaining and with proper care can last for decades, and in the case of concrete septic tanks, 40 years!
    Septic systems are safe. For example, in the unlikely event you have a blockage that causes waste to back up into your home, at least you know exactly where that waste came from. This is totally different from when a municipal system backs up, because it brings in pathogens from the entire city into your home. 
    They are environmentally friendly. In the case of a leak, the only affected areas would be your property. What’s more, septic tanks promote environmentally conscious behavior because people who use them tend to conserve water and are more careful about what chemicals they pour into their drains. 

    Disadvantages of Septic Systems
    The primary disadvantage of a septic system is that maintenance and repairs are the responsibility of the homeowner. Furthermore, the capacity of septic systems is limited compared to the higher capacity of the average municipal sewage system. Here are some other things to take into consideration:

    Septic tanks must be pumped every three to five years to prevent backups. This can cost between $265 to $320. Moreover, a septic system doesn’t have the same capacity of a municipal sewage system and can overload, leading to failure. Cleanup can be difficult and costly. 
    If your home’s water fixtures are inefficient, it can burden your septic system. For homes built 30 years ago or more, toilets tend to be highly inefficient, and old appliances, like washing machines, can also tax your septic system. Bad faucets also create excess water flow. 
    Septic systems require a drain field on the property. Homeowners must be familiar with their septic drain field and how it’s designed so as not to obstruct and damage the system. Vehicles should never be parked above the drain field, nor should trees ever be planted above or beside the area of soil that covers the drain field. 
    One of the worst things that can happen to a septic system is ruptured drain pipes that carry gray and black water out of your home. The soil under the lawn of your property could become saturated and smell bad, or even become moist above ground and totally compromised. 
    Back ups can be a big problem requiring more than a little drain cleaner to fix. You will probably have to have a plumber inspect the system to identify and fix the problem. 

    Know Your Septic System
    When people find the house of their dreams, whether there is a septic system on its property is usually not a deal breaker. And again, there is nothing inherently bad about a septic system—they have many benefits. Thus, the best thing to do is know as much about your septic system as you can and follow best maintenance practices. \n\n[/cs_content_seo][/cs_element_column][/cs_element_row][/cs_element_section][cs_element_section _id=”6″ ][cs_element_row _id=”7″ ][cs_element_column _id=”8″ ][cs_element_global_block _id=”9″ ][/cs_element_column][/cs_element_row][/cs_element_section][/cs_content]

  • Sell Your Damaged West Allis House Fast for Cash

    Sell Your Damaged West Allis House Fast for Cash

    [cs_content _p=’3381′][cs_element_section _id=”1″ ][cs_element_row _id=”2″ ][cs_element_column _id=”3″ ][cs_element_headline _id=”4″ ][cs_content_seo]Sell Your Damaged West Allis House Fast for Cash \n\n[/cs_content_seo][cs_element_text _id=”5″ ][cs_content_seo]Eventually, almost every house will suffer damage of some sort. Whether it is your fault or due to factors beyond your control, the prospect of selling a damaged property in West Allis can seem daunting—especially if you need to sell fast. That’s because selling a damaged house to a realtor is often a lengthy and uncertain process. But if you need to sell fast, selling your house for cash could be the perfect solution. Why? Because selling your West Allis house is likely to be a quick and hassle-free process that will help you get rid of your property without any complications. In this guide, Fair Deal Home Buyers will take you through the process of selling your West Allis house for cash, step by step. Step 1: Find a trustworthy cash buyer Do your research and look for real estate investment companies that have a good reputation. A helpful starting point is the Better Business Bureau. Read their reviews and testimonials to get an idea of company’s credibility and reliability. Step 2: Receive a cash offer Once you have found a reliable cash home buyer, the next step is to get a cash offer. Most cash home buyers will make an offer within 24 to 48 hours of your initial inquiry. Be sure to provide accurate information about your property, so you can get an accurate cash offer. Step 3: Accept or reject the offer If you are satisfied with the cash offer, the next step is to accept it. Once you accept the offer—and if you are working with a reputable company—they will take care of all the necessary paperwork. If you don’t like the offer, negotiate or see what the competition is offering. Step 4: Close the deal The last step is to close the deal. The cash home buyer will schedule a closing date and time that is convenient for you. At that time, you will get cash for your property. Benefits of selling your house for cash in West Allis There are many benefits for selling your West Allis house for cash, including: Quick and Hassle-free Process – Selling your house for cash can be a quick and hassle-free process that can help you get rid of your property without any complications. No Need to Make Repairs – Cash home buyers typically buy houses as-is, which means you do not have to make any repairs or renovations to your property. No Realtor Commissions or Fees – You won’t have to pay any realtor commissions or fees—you’ll save a lot! Guaranteed Sale – Cash buyers don’t need third-party lenders, so when you sell for cash, you’ll have the assurance the deal will go through. Selling your West Allis house for cash can be a quick and hassle-free process that will help you get rid of your property without any complications. By following the steps outlined in this guide and working with a reputable company—like Fair Deal Home Buyers—you can sell your property for cash and move on to your next venture. So, what are you waiting for? Contact us now and let’s get started! \n\n[/cs_content_seo][/cs_element_column][/cs_element_row][/cs_element_section][cs_element_section _id=”6″ ][cs_element_row _id=”7″ ][cs_element_column _id=”8″ ][cs_element_global_block _id=”9″ ][/cs_element_column][/cs_element_row][/cs_element_section][/cs_content]
Dean Fox
2 weeks ago
Great experience with these folks. They offered us a very fair price for our home and closed on the sale at our convenience. Would definitely recommend!
Scott Westphal
4 weeks ago
Working with Fair Deal was a pleasant surprise. Everyone I worked with (Peter and Maria) were friendly and easy to work with. They answered all our questions. The process was much easier than I envisioned!
Audra Hale
2 months ago
This was such an amazing experience. Beza was very knowledgeable and thorough, while Jackie was compassionate, competent and understanding. I fecommend this company to anyone who wants fair and professional service.
Response from the owner:Thank you for the 5-star review and the high recommendation! We are so glad to hear that we were able to provide you with fair and professional service. We will gladly share your compliments with Beza and Jackie; our team takes great pride in being knowledgeable and compassionate, and it is incredibly rewarding to see that reflected in your experience. We truly appreciate your business!
Maria Jimenez
3 months ago
Short story it was scary for me and they made me feel at ease and comforting to work with them very patient explaining and helping me understand, I am very grateful for all they done to make me feel at ease I am happy I chose that team thank All of the team that help me through this process a special thank you to Peter and Maria Rubio, again thank you to all the team Sincerely Maria Jimenez
Response from the owner:Thank you so much, Maria, for sharing your experience with us. We understand that this process can feel scary and overwhelming, so it means a lot to hear that our team was able to help you feel comfortable, supported, and informed every step of the way. We’re truly grateful that you chose our team, and we’ll be sure to share your kind words with Peter, Maria Rubio, and everyone who helped you through the process. Thank you again for trusting us. We wish you all the best! -Fair Deal Home Buyers Team
James
3 months ago
Dan was very professional and honest they all work hard to get you your money
Response from the owner:Thank you so much, James, for your kind review. We’re glad to hear that Dan was professional and honest throughout the process. Our team works hard to make everything as smooth and helpful as possible, and we truly appreciate you trusting us. Thank you again for sharing your experience!
Jennifer Grabowski
4 months ago
Fair Deal Buyers was absolutely amazing. Simple, easy, and got our house sold within a month! Didn’t matter current condition, they took care of everything! We are so blessed with having found them and trusting them. THANK YOU again Fair Deal Buyers
Response from the owner:Thank you so much, Jennifer. We’re truly grateful that you trusted Fair Deal Buyers with such an important decision. It was a pleasure helping you through the process and making the sale as simple and stress-free as possible. We’re so happy we could take care of everything and help you move forward within a month. Wishing you many blessings in this next chapter, and thank you again for your kind words!
Julie Luettgen
6 months ago
I truly enjoy working with Fair Deal. They are professional, consistently meet deadlines, and clearly communicate the scope of work, which makes every project run smoothly. If any challenges arise, they address them quickly and efficiently, ensuring everyone involved is satisfied with the outcome.
Response from the owner:Thank you so much for your wonderful review! It’s truly a pleasure working with you. We’re glad that our team’s communication and dedication to meeting deadlines have made your projects run smoothly. Knowing that we can address challenges quickly and keep everyone satisfied means a lot to us. We really value your partnership and look forward to collaborating on many more successful projects together!
Robyn Stewart
9 months ago
Peter was friendly, respectful, and kept his word that he wouldn't, " Low ball," us. It was a pleasure working with every person at Fair Deal!
Response from the owner:Thank you so much for your kind words, Robyn! We’re thrilled to hear that Peter made the process positive, respectful, and fair for you. Keeping our word and treating people the right way is at the heart of what we do at Fair Deal Home Buyers. It was truly a pleasure working with you as well, and we wish you all the best moving forward!
John Russell
1 year ago
All or the people I delt with at Fair Deal were amazing. They answered all my correspondence and questions in a very timely manner. They even helped me look for my new place. I was very impressed.
Response from the owner:Hi John, Thank you so much for the wonderful review! We’re thrilled to hear that you had such a positive experience with our team. It was our pleasure to answer your questions and even help you with the next step of finding your new place. We truly appreciate your trust in us and wish you all the best in your new home! – The Fair Deal Home Buyers Team
Randi Magsamen
1 year ago
This company made the selling of my home easy and stress free! They answered all questions and concerns I had. I highly recommend them if you’re in the market to sell.
Response from the owner:Hi Randi, Thank you so much for sharing your experience! We’re so glad to hear that the process felt easy and stress-free for you. Our team always strives to provide clear communication and support every step of the way. We truly appreciate your recommendation and are grateful you chose Fair Deal Home Buyers! – The Fair Deal Home Buyers Team
Mike Cotton
1 year ago
We've enjoyed working with you and I would recommend you to others. The amount we came away with wasn't what we hoped but the process was seamless and easy.
Response from the owner:Thanks so much, Mike! We’re glad we could make the process smooth and easy for you, even if the numbers weren’t quite what you hoped. Your recommendation means a lot, and we truly appreciate the chance to work with you!
Had a great experience and Beza was a delight to work with.
Our experience with Fair Deal Home Buyers has been exceptional!!! Beza and her team definitely go above and beyond to ensure a smooth process from start to finish....very accommodating and willing to work around your schedule and will help in any way possible. Definitely will recommend to anyone needing to sell their home quickly!!!!
John Horner
1 year ago
Beza was great to work with, and answered all questions
Scott C Jackson
1 year ago
Beza was one of the people I worked with, she helped me out with all of my questions and answered them with out hesitation. Josh was the first person I talked to, he put my mind at ease through the process thank you both for making this a little bit easier to get through. Thanks again Scott Jackson
John Brandt
1 year ago
Our sale to FairDeal came at a time when we were struggling with our brothers unexpected death. Trying to clean his house after 40 years and finding it was in need of many repairs. We were not equipped to handle a timely sale! FairDeal negotiated well and through the process held true to their promises to make the sale easier and efficient. Closing was straight forward and uncomplicated.
Sharon Lee
1 year ago
Great people to work with! Smooth and easy transactions and everyone is very nice and professional!
Travis Haines
1 year ago
I worked with Fair Deal Home Buyers on a property in Wisconsin Rapids and they were great to deal with. Excellent communication - Highly recommend!
Larry French
1 year ago
After Peter got things set up and I work with Baeza and she was very open to my problems or issues and took care of those almost immediately things were taken care of as we got closer to closing there was some unusual things happening and she settled that out and it didn't cost me anything out of the pocket just like they said. She definitely has the knowledge and understanding of what's going on with the program and how it works and how to reply to different real estate agents.
Lance Perrodin
1 year ago
Good communication fast awesome customer service! These are the people that more should be like!!
They did a great job , awesome communication skills ,kept their promises all the way through the deal. Great company to work with.
Tim Stoeck
2 years ago
The experience with Fair Deal was great! Everything on your end was awesome! You guys did everything you said you were going to do. You made our move super easy! I would use your company again in a second! Thank you so much for the wonderful experience!
From the first call this company was caring, respectful, and fair. Everyone I dealt with was helpful and pleasant. Shared ideas to bring my 70 yr old childhood home back to its “glory days”! It was difficult for me to make this move, but knowing my home was in good hands made it easier! I recommend them 100%!
Mark Owens
2 years ago
Thank you. I really enjoyed working with you. The entire process went even smoother than I could have imagined. Everyone I had contact with was extremely helpful. I would definitely recommend your services to people in similar situations.
Chris Schlegel
2 years ago
I love how fast the process was to sell my house. Beza Bajo was awesome to work with and helped me through a rather easy process. I would recommend her and Fair Deal if you want to sell your house fast. Alan Gross was very helpful regarding the beginning of the process.