Fair Deal Home Buyers

Tag: legal

How Can I Sell My House ‘Subject-to’?
Ever hear someone say they bought a house “subject-to” and wonder what the heck that means?

Don’t worry—you’re not alone. It sounds like legal jargon or something you’d hear in a courtroom. But it’s actually a creative way to buy real estate, and once you get the hang of it, it makes a lot of sense—especially if you’re someone who doesn’t want to go through the hassle of bank loans, credit checks, or coughing up a big down payment.

In plain English, a “subject-to” real estate deal means the buyer is taking over the property while the original loan stays in the seller’s name. The buyer starts making the mortgage payments, owns the home, but doesn’t officially assume the mortgage. Sounds weird? It is a little—but it’s totally legal and can be a win-win for everyone involved when done right.

Let’s break this down like you’re explaining it to your smart friend who just doesn’t speak “real estate-ese.”

Breaking Down the Basics

What Does ‘Subject-To’ Even Mean?

When someone says they bought a house “subject-to,” what they really mean is:

“I bought the house subject to the existing mortgage staying in place.”

So instead of going to the bank and applying for a new loan to pay off the seller’s mortgage (like in a normal sale), the buyer just picks up the payments on the existing loan, and the loan stays in the seller’s name.

The buyer gets the house deed (ownership), but the mortgage? That still belongs to the seller on paper.

A Simple Analogy to Understand It

Think of it like this:

Imagine you lease a car, and halfway through the lease, you hand the car over to your friend. They take it, use it, and promise to make the monthly payments, but the lease is still under your name.

That’s kind of how subject-to works. You, the seller, are still responsible on paper, but the buyer is handling the actual payments and driving the “car” (or in this case, the house).

It’s a bit like a sub-let in renting—except with houses and mortgages.

How It Works in Real Life

Who Keeps the Loan?

In a traditional sale, the seller pays off their loan, and the buyer gets a brand-new mortgage.

But in a subject-to deal:
- The seller’s mortgage stays put
- The buyer does NOT get a new mortgage
- The buyer just takes over the payments
That mortgage is still under the seller’s name with the bank. But legally, the buyer becomes the new owner of the home.

That might seem like a strange way to do business, but it actually works well in certain situations—especially when someone is in a tight spot and just needs out of a house fast.

What the Buyer Actually Gets

So, what does the buyer walk away with?
- The deed to the home (which means they own it)
- The responsibility for mortgage payments, taxes, insurance, and repairs
- The right to live in, rent out, or sell the property in the future
They own the house—but not the loan. It’s a clever workaround for people who want to invest in property but may not qualify for traditional bank financing.

It’s also handy when interest rates are sky-high. If the seller’s loan has a 3% interest rate and the current market is at 7%, a buyer can score a sweet deal by keeping the lower-rate loan.

Why Would Anyone Do This?

Why a Seller Would Say Yes

You’re probably thinking, “Why on Earth would someone leave a mortgage in their name and let someone else take over their house?”

Great question. Here’s the answer:

Desperation. Life happens. Sellers might be:
- Falling behind on payments
- Facing foreclosure
- Going through a divorce
- Relocating for work
- Struggling financially
- Dealing with an unwanted inherited home
For them, a subject-to deal can be a lifesaver. They avoid foreclosure (which destroys credit), stop the bleeding on monthly bills, and get rid of the house quickly—without needing to fix it up or list it with a real estate agent.

It’s not about making a profit; it’s about stopping the pain.

Why a Buyer Would Jump In

Buyers—especially real estate investors—love subject-to deals because they can:
- Get a house with little or no money down
- Avoid credit checks and bank underwriting
- Take over low-interest loans
- Start renting or reselling the home for profit
- Close the deal fast—often in days, not weeks
It’s a go-to move for people who want to build a portfolio of rental properties quickly, or just get into real estate with less hassle.

Real-World Example of a Subject-To Deal

A Family in Trouble Finds a Solution

Let’s say Sarah and Mike own a house with a $150,000 mortgage. Their payments are $1,000 a month, but Mike loses his job and they fall behind. They try to sell the house, but the market’s slow, and they’re out of time—foreclosure is knocking at the door.

Enter Fair Deal Home Buyers, a real estate investment company. Fair Deal makes them a subject-to offer.

Here’s the deal:
- Fair Deal takes ownership of the house
- They catch up the $3,000 they owe on the mortgage
- Fair Deal promises to make the $1,000 monthly payments going forward
- The mortgage stays in Sarah and Mike’s name
They get relief. Their credit is saved. And Fair Deal walks away with a house they didn’t have to get a loan for.

The Investor Steps In

Fair Deal now owns the house. They rent it out for $1,400 a month. After paying the mortgage, Fair Deal clears $400/month in profit.

Fair Deal didn’t have to qualify for a loan, come up with a huge down payment, or wait 30+ days for a bank to close. They made a deal with the sellers directly—and helped them out of a bad situation while building their business.

It’s not just smart—it’s a win-win.

What Happens After the Deal Is Done?

Who Pays What and How

Once the deal is closed, things shift into gear pretty quickly.

The buyer is now responsible for making monthly payments on the mortgage, even though it’s not officially in their name. In most cases, they also pay:
- Property taxes
- Home insurance
- Maintenance and repairs
A smart buyer will often set up an escrow account or use a third-party payment service to make sure everything’s paid on time and tracked. This protects both the buyer and the original seller—because if payments are missed, the seller’s credit could still be affected.

Buyers can live in the home, rent it out, or fix it and flip it. They now legally own the house and control what happens next.

Who’s on the Hook if Things Go Bad

Here’s where it gets tricky—and why subject-to deals require trust and strong agreements.

If the buyer stops making payments:
- The seller’s name is still on the mortgage
- The loan can go into default
- The seller’s credit can take a major hit
- The lender could even foreclose
That’s why sellers need to screen buyers carefully and make sure there’s a clear contract in place. Some sellers even ask for extra protections—like a promissory note or the right to take the house back if the buyer flakes out.

It’s not risk-free, but when both sides are honest and transparent, subject-to deals can go smoothly.

Benefits of Subject-To for Buyers and Sellers

Let’s recap the biggest reasons both parties might agree to this kind of creative real estate deal:

For Sellers:
- Avoid foreclosure
- Stop making mortgage payments
- Walk away from a stressful property
- Preserve credit
- Close the deal fast
For Buyers:
- Get into a house with little money down
- Avoid banks and credit checks
- Take over low-interest loans
- Build cash flow or flip for profit
- Close quickly and gain control
It’s one of those rare win-win scenarios, as long as everyone knows what they’re doing.

Common Misunderstandings About Subject-To

Because this isn’t the “normal” way to buy a house, there are some myths floating around. Let’s clear them up:

Myth #1: It’s Illegal

Totally false. Subject-to deals are 100% legal when done correctly. There’s no law that says you can’t buy a house and keep the old loan in place. Just make sure all parties understand and agree to it.

Myth #2: The Bank Will Automatically Call the Loan Due

While lenders can do this (called a “due-on-sale clause”), most don’t—especially if the payments are being made on time. They’d rather get paid than foreclose. That said, it’s still a risk to be aware of.

Myth #3: Only Experts Can Do This

Not true! Anyone can learn how to do a subject-to deal with the right guidance. The key is to learn, get help from real estate pros or attorneys, and always keep things above board.

What Should Be in a Subject-To Agreement?

If you’re going to do a subject-to deal, the paperwork is just as important as the house.

Here’s what a basic agreement should cover:
- Who’s responsible for payments
- What happens if payments are missed
- Whether there’s an escrow company involved
- Insurance responsibilities
- Repairs and property taxes
- Exit strategy—can the buyer resell or refinance later?
- Legal rights for both parties
Many investors use a real estate attorney to draw up or review the contract. It’s a small price to pay for peace of mind.

Tips for Success with Subject-To Deals

Want to make sure your subject-to experience goes smoothly? Follow these tips:
1. Be Honest and Clear
  Don’t hide anything. Sellers and buyers should know exactly what’s going on.
2. Use an Attorney
  Always have contracts reviewed by a legal expert. It’s worth it.
3. Keep Proof of Payments
  Whether you’re the buyer or seller, track every payment made on the mortgage.
4. Use Escrow When Possible
  An escrow company can handle payments, track them, and send reports. This keeps things clean.
5. Have an Exit Plan
  Whether you’re renting, flipping, or reselling, always know what your next move is.
Conclusion

Subject-to deals might sound complicated at first, but when you break them down, they’re just creative ways to buy and sell homes. No banks. No credit checks. Just people helping people solve real problems.

For sellers, it’s a lifeline in a tough situation—helping them avoid foreclosure and move on. For buyers, especially investors, it’s a chance to grow a real estate portfolio without traditional financing.

Yes, there are risks. Yes, you need good contracts and communication. But when done right, subject-to can be a win-win strategy that opens doors you never thought possible.

So, the next time someone says they bought a house “subject-to,” you’ll know exactly what they mean—and you might even consider doing it yourself.

FAQs
1. Can I buy my first home subject-to, or is it only for investors?
Yes, you can! While many investors use subject-to deals to grow portfolios, first-time homebuyers can benefit too—especially if they’re struggling to get approved for a mortgage.
1. Does the lender have to approve a subject-to deal?
No. The buyer and seller handle everything. The lender keeps getting paid, and that’s usually all they care about.
1. What happens if the buyer sells the house later?
Since the buyer owns the home, they can sell it anytime. The original loan may need to be paid off at that point, depending on the deal.
1. Can I walk away from the deal if I’m the seller?
Once the sale happens, you can’t “walk back” unless the contract allows it. You’ll want to make sure you’re protected before signing anything.
1. How do I find someone to help with a subject-to deal?
Look for a real estate attorney, an investor-friendly agent, or local real estate investment groups. You’ll find people with experience who can help you do it right.
August 7, 2025
Selling a House in Probate: A Complete Guide for Executors and Heirs
When a loved one passes away and leaves behind real estate, the process of selling a house in probate in Wisconsin can feel overwhelming. As experienced professionals in real estate, we understand the complexities involved. This guide breaks down every critical detail to help you navigate and successfully sell a probate property while complying with legal procedures and maximizing the property’s market value.

What Is Probate and Why Does It Matter in Real Estate Sales?

Probate is a legal process where a court oversees the distribution of a deceased person’s estate, including assets like real estate. If the deceased owned a home solely in their name without a living trust or joint tenancy, that property must go through probate before it can be legally sold.

During probate, the court:
- Validates the will (if there is one)
- Appoints an executor or administrator
- Authorizes property appraisals
- Ensures debts and taxes are paid
- Approves or oversees the sale of real property
Who Can Sell a House in Probate?

Only the executor (named in the will) or administrator (appointed by the court when no will exists) has the authority to manage and sell the probate property. They act as a fiduciary and must get court approval in most states before finalizing the sale.

In some cases, independent administration may be granted, allowing the executor to sell the property without court confirmation. However, supervised or dependent administration typically requires multiple steps of approval.

Key Steps to Selling a House in Probate
1. Petition the Court for Authorization to Sell
The executor must file a petition for probate and request authorization to sell the property. Depending on your state laws, the court will grant either:
- Full authority, enabling the executor to sell without court confirmation
- Limited authority, requiring court approval for the sale
This step often requires submitting a death certificate, will (if any), and documentation of the property.
1. Get the Property Appraised
Before marketing the property, an independent appraisal must be conducted by a licensed probate real estate appraiser. This value sets the baseline for acceptable offers and ensures the estate is not undervalued.

The appraised value must usually be included in filings with the probate court. Many states require the home to be sold for at least 90% of the appraised value.
1. Secure a Real Estate Agent Experienced in Probate Sales
A probate real estate agent is invaluable. They understand how to:
- Price the home correctly
- Navigate court protocols
- Handle paperwork and deadlines
- Market the home to attract buyers who understand probate timelines
5. The benefits of selling to a cash buyer

Cash buyers–like Fair Deal Home Buyers–offer:
- Faster closing (sometimes within a week)
- No need for repairs or inspections
- Lower risk of deals falling through
However, they may offer less than market value, so it’s a trade-off between speed and profit.
1. Prepare the Home for Sale
Even in probate, first impressions matter. Consider:
- Cleaning and decluttering
- Minor repairs or updates
- Landscaping and curb appeal
- Staging (if possible)
A well-presented home attracts higher offers and reduces time on market.
1. List the Property and Accept Offers
Once authorized, the executor can list the home on the open market. Offers should be reviewed carefully, especially in supervised probate sales where:
- The court may require overbidding opportunities
- All offers must be disclosed
- The final buyer must attend a court confirmation hearing
1. Court Confirmation (If Required)
In states like California, a Notice of Proposed Action or court hearing is needed to confirm the sale. During the hearing, other buyers can submit overbids, typically:
- 10% more on the first $10,000
- 5% more on the balance
The court selects the highest qualified offer and confirms the sale.
1. Close the Sale
After court confirmation (if needed), the sale moves to escrow and proceeds like a standard real estate transaction. The proceeds are:
- Used to pay debts, taxes, and administrative costs
- Distributed to heirs or beneficiaries
All transactions must be documented and reported to the probate court.

Pros and Cons of Selling a House in Probate

Pros:
- Can bring liquidity to settle estate debts
- May offer favorable market conditions
- Professional oversight ensures legal compliance
Cons:
- Slower than regular real estate sales
- Involves court costs and legal fees
- May limit negotiating flexibility
Tips for a Successful Probate Sale

Start Early and Get Legal Help

Probate laws are complex. Hire a probate attorney early to handle filings, deadlines, and court appearances.

Keep Heirs Informed

Transparent communication reduces conflict and speeds up decision-making.

Document Everything

Keep a detailed record of:
- Appraisals
- Offers and counteroffers
- Court approvals
- Disbursement of funds
State-Specific Variations in Probate Home Sales

Each state has different procedures and timelines. For example:
- California: Overbidding rules and court confirmation are common unless full authority is granted under the Independent Administration of Estates Act (IAEA).
- Texas: Allows independent executors to sell without court oversight.
- Florida: May allow summary administration for smaller estates, reducing complexity.
Always consult with a local attorney to ensure compliance.

Can You Avoid Probate to Sell a Home Faster?

Yes, with estate planning strategies such as:
- Living trusts
- Joint tenancy with right of survivorship
- Transfer-on-death deeds (where legal)
These tools allow property to transfer outside of probate, speeding up sales and reducing costs.

Conclusion: Selling a Probate Home Can Be Seamless with the Right Guidance

The probate process doesn’t have to be a barrier to selling a home. With the right legal support, experienced professionals, and clear steps, executors can navigate the system confidently and ensure the estate is managed properly.

Whether you’re an heir, executor, or real estate agent, staying organized and proactive is the key to success.

Frequently Asked Questions About Selling Probate Property
1. What is probate property?
Probate property is any asset—like a house—that was owned solely by a deceased person and must go through a legal process (probate) to be transferred or sold. The court oversees this process to ensure all debts and taxes are paid before heirs receive anything.
1. Can you sell a house while it’s in probate?
Yes, but there are conditions. You usually need:
- Court approval
- Authorization from the executor or administrator
- To notify all heirs or beneficiaries
In some states, an independent administration allows you to sell without court hearings.
1. How long does it take to sell a house in probate?
It typically takes 3 to 12 months, depending on:
- The state’s probate laws
- Whether there’s a will
- The complexity of the estate
- Court schedules and delays
1. Who is allowed to sell a probate property?
Only the executor (if there’s a will) or administrator (if there isn’t a will) has the legal authority to sell the property. They must follow state laws and may need approval from the court or heirs.
1. Does the sale need court confirmation?
Sometimes. In states like California, if the sale isn’t under the Independent Administration of Estates Act (IAEA), the sale must be confirmed in court. Other states allow private sales with minimal court involvement.
1. Do all heirs have to agree to sell the house?
Not always. If one person is named executor, they can usually make the decision—with court oversight. But if the estate is intestate (no will), or if heirs contest the sale, all parties might need to come to an agreement or settle it through court.
1. What happens to the money after the sale?
Proceeds from the sale are used to:
1. Pay off any debts, taxes, or mortgages.
2. Cover probate and legal fees.
3. Distribute the remaining balance to heirs or beneficiaries.
1. Can I live in a house during probate?
Yes, but it’s a legal gray area. You must:
- Get approval from the executor
- Not interfere with the probate process
- Possibly pay rent if other heirs are involved
1. Can I sell probate property without a Realtor?
Yes, but it’s risky. Probate sales involve legal filings, court procedures, and deadlines. Without an experienced real estate agent, especially one who knows probate laws, you could run into costly mistakes.
1. What are the benefits of selling to a cash buyer?
Cash buyers offer:
- Faster closing (sometimes within a week)
- No need for repairs or inspections
- Lower risk of deals falling through
However, they may offer less than market value, so it’s a trade-off between speed and profit.
July 10, 2025
Can I Sell My Property When I’m in Foreclosure?
Facing foreclosure is scary, no doubt about it. But if you’re wondering whether you can sell your house during foreclosure — the short answer is yes. The longer answer? Well, that depends on timing, communication, and making smart moves.

Let’s break this down step by step so you can navigate this storm with clarity and control.

Understanding Foreclosure

What Is Foreclosure?

Foreclosure happens when a homeowner defaults on their mortgage payments, and the lender takes legal action to repossess the home. It’s the lender’s way of recouping losses when payments stop coming in.

How the Foreclosure Process Works

Typically, foreclosure follows this path:
1. Missed Payments – Usually starts after 3-6 months of non-payment.
2. Notice of Default or Intent to Foreclose – A formal warning.
3. Pre-Foreclosure Period – The window where you can still act.
4. Auction/Sheriff’s Sale – The home is sold to the highest bidder.
5. Post-Foreclosure – If not sold, the bank becomes the new owner.
Types of Foreclosure
- Judicial Foreclosure – Goes through the courts.
- Non-Judicial Foreclosure – Faster, handled outside court with a notice process.
Selling a Home in Foreclosure

Is It Legal to Sell While in Foreclosure?

Yes, absolutely. As long as the home hasn’t been auctioned or repossessed, you still own it — meaning you can sell it. The key is selling before the foreclosure sale takes place.

When Is It Too Late to Sell?

Once the auction occurs, it’s game over. You can’t sell a property you no longer legally own. That’s why acting quickly in the pre-foreclosure stage is critical.

Key Considerations Before Listing Your Property
- Time is your biggest enemy.
- You must get the lender’s payoff amount (what you owe).
- The house has to sell for at least enough to cover that balance, unless you pursue a short sale.
Benefits of Selling During Foreclosure

Avoiding Credit Damage

Foreclosure can tank your credit score by 100–150 points or more. Selling beforehand helps cushion that blow.

Escaping Deficiency Judgments

If your home sells for less than the mortgage balance in a foreclosure, the bank might sue you for the difference. Selling smart can help avoid this.

Taking Back Financial Control

Selling lets you settle debts on your terms and maybe even walk away with cash in hand (if your equity allows).

How to Sell a Home in Foreclosure

Step 1: Communicate with Your Lender

Let them know your intention to sell. They may temporarily pause the foreclosure process while you work on closing a deal.

Step 2: Hire a Foreclosure-Savvy Real Estate Agent

Don’t go it alone. An experienced agent can price your home right, market it fast, and work directly with the lender.

Step 3: Get a Proper Home Valuation

You need to know what your home is realistically worth to price it accordingly and attract serious buyers fast.

Step 4: Disclose the Foreclosure Status to Buyers

Be upfront. Buyers need to know the situation, especially since timing is tight and the sale process may be a bit unconventional.

Step 5: Close the Deal Before the Auction Date

Deadlines are strict. The sale must finalize before the foreclosure sale. That means lining up buyers and paperwork quickly.

Options for Selling

Traditional Home Sale

If there’s enough equity in your home, this is the cleanest option. Sell, pay off your loan, and keep what’s left.

Short Sale

If you owe more than the home is worth, you can request a short sale. The lender agrees to accept less than what’s owed, but you’ll need their approval.

Selling to a Real Estate Investor

Investors, like Fair Deal Home Buyers, often buy homes “as-is” and can close fast. While you might get less money, you gain speed and convenience.

Selling at Auction Voluntarily

Some homeowners choose to auction the home themselves before foreclosure. It’s a gamble but can create urgency among buyers.

Common Mistakes to Avoid

Waiting Too Long

Time is critical. The longer you wait, the fewer options you’ll have — and the harder it becomes to find a buyer.

Ignoring Lender Communication

Silence isn’t golden here. Always open letters and respond to calls from your lender. You may qualify for delay options or alternatives.

Misrepresenting the Foreclosure Status

Be honest with buyers. Surprises during escrow due to undisclosed foreclosure issues can kill a deal fast.

Legal and Financial Advice

When to Consult an Attorney

If things feel murky or you’re not sure of your rights, a foreclosure attorney can help negotiate with the bank or advise on short sales and timelines.

The Role of a Financial Advisor or Housing Counselor

A HUD-approved housing counselor can help you understand your options at no cost. They’re a great resource if you’re overwhelmed.

Conclusion

So, can you sell a property when you’re in foreclosure? Absolutely—and in many cases, it’s the smartest move you can make. Whether through a traditional sale, short sale, or deed in lieu, taking action early can save your credit, prevent lawsuits, and give you a chance to recover financially. Partner with a knowledgeable agent or attorney, stay proactive with your lender, and explore every option before the gavel hits at the auction.

You’re not alone in this—and there is a way out.

Frequently Asked Questions: Can I Sell My Property When I’m in Foreclosure?

Yes, you can sell your home up until the foreclos
1. Can I sell my home if I’m already in foreclosure?
Yes, you can sell your home up until the foreclosure auction takes place. As long as the property is still in your name and hasn’t been sold at auction, you have the legal right to sell it.
1. Will my lender allow me to sell during foreclosure?
Most lenders are open to the idea, especially if selling helps them recover the loan amount without going through a lengthy foreclosure process. For short sales (when the sale price is less than what you owe), lender approval is required.
1. How much time do I have to sell my property before foreclosure is finalized?
This depends on your state’s foreclosure timeline. Some states allow up to 120 days after a missed payment before foreclosure is complete, while others may move faster. The sooner you act, the more time you’ll have to sell.
1. What is a short sale, and how does it help in foreclosure?
A short sale is when you sell your home for less than the amount owed on the mortgage. The lender agrees to accept the reduced amount as full settlement, helping you avoid foreclosure and minimizing credit damage.
1. Will selling my home during foreclosure hurt my credit?
Yes, but not as badly as a completed foreclosure would. A traditional sale has minimal impact, while a short sale is less damaging than foreclosure. Either option can help preserve your creditworthiness.
1. Can I keep any money from the sale of my home during foreclosure?
If you sell the property for more than the amount you owe (including fees), you are entitled to keep the remaining equity. In a short sale, however, there is no profit, and any funds go directly to the lender.
1. What happens if I don’t sell my home in time?
If you’re unable to sell before the foreclosure auction, the property will be sold by the lender—usually at public auction. You will be evicted, and your credit will be severely impacted for years.
1. Do I need a real estate agent or attorney to sell during foreclosure?
It’s highly recommended. Foreclosure sales involve complex paperwork and strict deadlines. A qualified real estate agent or attorney can guide you through the process, negotiate with your lender, and ensure all legal steps are properly handled.
1. Can I sell my home after the foreclosure auction has occurred?
No. Once the auction is complete and the property has been sold, it is no longer yours to sell. At that point, your best option may be to negotiate with the new owner or explore legal options.
June 17, 2025
How to Sell a House During a Divorce Without Drama
How to Sell a House During a Divorce Without Drama

Divorce is hard. Add selling a home into the mix, and you’ve got a recipe for serious stress. But here’s the truth: it doesn’t have to be a nightmare. Selling a house during a divorce can be handled with grace, strategy, and a bit of teamwork—even if you’re not exactly best friends with your ex. Let’s break it down, step by step, so you can move on with your life (and your equity) without unnecessary drama.

Understanding the Emotional Landscape

Why Selling a Home During Divorce Feels So Personal

Your home is more than walls and a roof—it’s where memories live. Deciding to sell it can feel like losing part of your identity, especially when you didn’t see the divorce coming.

The Role of Emotions in Financial Decisions

When feelings run high, rational thinking often flies out the window. Anger, guilt, sadness—these can all cloud your judgment and make you want to dig your heels in just to win an argument. But the goal isn’t to win; it’s to close the sale cleanly and move on.

How to Emotionally Prepare for the Sale

Think of selling the house as turning a page. It’s okay to grieve, but focus on the opportunity ahead. Talk to a therapist if needed. Let logic lead your decisions, not resentment.

Legal Considerations

Who Legally Owns the Property?

Check your title and deed. Is it joint ownership? One spouse’s name only? That changes how proceeds are split and who can authorize a sale.

How Divorce Agreements Affect the Sale

Your divorce decree might spell out exactly what to do with the home—or you might be in the middle of figuring that out. Either way, court orders must be followed.

When Court Intervention is Necessary

If one party refuses to cooperate, the court can force a sale. It’s a last resort but sometimes unavoidable.

Communicating With Your Ex-Spouse

Setting Boundaries and Expectations

Keep it businesslike. Set clear rules on communication—texts only, weekly updates, or a shared email. Don’t rely on memory; write it down.

Keeping Conversations Focused on the Goal

You’re not here to rehash old fights. You’re here to sell a house. Keep every convo laser-focused on that.

Using Mediators or Real Estate Professionals to Bridge Gaps

Can’t talk without arguing? That’s fine. Let a neutral third party handle it. Many real estate agents specialize in working with divorcing couples.

Choosing the Right Real Estate Agent

Why You Need an Agent Experienced in Divorce Sales

An experienced agent knows the landmines and how to navigate them. They act as a buffer, a negotiator, and sometimes a therapist.

Questions to Ask Before Hiring
- Have you worked with divorcing couples before?
- How do you handle conflict?
- Can you communicate with both parties equally?
Setting Up Joint Communication Channels

Selling for Cash Without a Real Estate Agent

If time is of the essence, a good option can be to sell your house to a cash buyer, like Fair Deal Home Buyers. Cash buyers don’t need third-party lenders and can close quickly on your house. What’s more, they buy houses in any condition, so you won’t have to invest in repairs for a house that you want to sell anyway.

Shared group texts or email threads with the agent ensure transparency. No one gets left out of the loop.

Preparing the Home for Sale

Who Pays for Repairs and Staging?

Split the costs evenly, or agree on a set budget from the proceeds. Keep receipts for everything.

Dividing Responsibilities Fairly

One can handle showings, the other the paperwork. Play to each other’s strengths.

Maintaining Neutrality in Décor and Presentation

No personal photos, no aggressive art. Aim for neutral, welcoming, and buyer-friendly.

Pricing and Marketing Strategy

Agreeing on a Listing Price

This is where the agent’s experience comes in. Rely on a professional market analysis, not personal opinions.

How to Handle Offers Together

Decide ahead of time how you’ll review and approve offers. Set a system and stick to it.

The Role of Transparency and Trust

Even if trust is low, be honest about offers and decisions. It’s in both your best interests to get top dollar.

Splitting the Proceeds

Pre-agreeing on How the Money Will Be Divided

Put it in writing before the sale closes. Nothing derails a deal like fighting over money at the last minute.

Tax Implications to Consider

Capital gains, filing status, and exemptions can get tricky. Talk to an accountant to avoid surprises.

What Happens If One Party Refuses to Cooperate?

The court can step in, but that means more time, more money, and more stress. Cooperation saves everyone.

Avoiding Common Mistakes

Letting Emotions Override Logic

This isn’t about punishing your ex—it’s about closing a chapter with dignity.

Going in Without Legal Advice

Even if things seem amicable, always get legal advice. Protect your interests.

Making Decisions Out of Spite

Don’t tank a deal just to annoy your ex. It hurts you too.

When One Spouse Wants to Keep the House

Buyouts and Refinancing Options

If one person wants to stay, they can buy the other out. A refinance is usually required.

Getting a Home Appraisal

Get a third-party appraisal to settle on a fair price.

Pros and Cons of Keeping the Home Post-Divorce

It might feel comforting, but consider long-term costs and upkeep. Can you truly afford it?

Using Mediation and Legal Help

Benefits of Mediation Over Litigation

It’s faster, cheaper, and less adversarial. Plus, you get more control over the outcome.

Hiring the Right Divorce Attorney

Look for someone experienced in property division, not just custody battles.

When a Neutral Third Party is the Best Option

Sometimes, neither of you can make clear decisions. That’s when a mediator can keep things moving.

Timing the Sale

Should You Sell Before, During, or After the Divorce?

Each has pros and cons. Selling before may simplify finances; selling after can give clarity.

Real Estate Market Conditions

If it’s a hot market, you might want to sell ASAP. If not, waiting might be smarter.

Personal Readiness and Stability

Don’t rush if you’re not mentally or emotionally ready. Stability helps decisions stay smart.

Dealing with Children in the Process

Making the Transition Easier for Kids

Keep them informed but not overwhelmed. Emphasize stability and love.

Avoiding Arguments in Front of Children

This isn’t their fight. Keep it out of earshot.

Keeping Communication Age-Appropriate

Speak to them in a way they understand, based on their age and maturity.

Protecting Your Credit and Finances

Closing Joint Accounts and Mortgages

Once the house sells, close everything jointly owned. Don’t leave loose ends.

Monitoring Credit Reports

Check your credit regularly to make sure no new debts are sneaking in.

Avoiding Financial Sabotage

Yes, people do this. Don’t let yourself be a victim. Lock down your finances.

Finalizing the Sale Smoothly

Coordinating the Closing

Both parties must sign documents and agree on terms. Stay available and responsive.

Celebrating a Fresh Start Respectfully

This isn’t a win or loss. It’s a new beginning.

Post-Sale Transition Planning

Know where you’re going, how you’ll get there, and what the next steps are.

Conclusion

Selling a house during a divorce is never easy—but it doesn’t have to be a battlefield. With the right mindset, clear communication, and professional support, you can get through it with minimal stress and drama. Remember, this is just one step in your journey toward a fresh start. Handle it with wisdom, grace, and a focus on the future.

FAQs
1. Can I force my ex to sell the house?
  Only a judge can order a forced sale if your ex refuses. You’ll likely need a lawyer to get that process started.
2. What if my ex won’t agree on a price?
  Use a neutral third party, like your real estate agent or a court-appointed appraiser, to determine fair market value.
3. Should we sell the house before the divorce is final?
  It depends on your situation. Selling before can simplify things, but always consult your attorney.
4. What happens if only one name is on the mortgage?
  Ownership and responsibility for the mortgage aren’t always the same. Legal advice is key here.
5. Can we use the same agent during the divorce?
  Yes, and it’s often a good idea. Just ensure the agent remains neutral and communicates equally with both parties.
May 22, 2025
Can You Sell a House with a Lien on it?

[cs_content][cs_element_section _id=”1″ ][cs_element_row _id=”2″ ][cs_element_column _id=”3″ ][cs_element_headline _id=”4″ ][cs_content_seo]Can You Sell a House with a Lien on it? \n\n[/cs_content_seo][cs_element_text _id=”5″ ][cs_content_seo]Buying or selling a house is a significant financial transaction that involves various complexities. Selling a house with a lien adds complexity to the real estate process. Whether you’re a seasoned homeowner or a first-time seller, understanding the implications of a lien is crucial.
In this article, Fair Deal Home Buyers will explore the nuances of selling a house with a lien, understanding the impact on the selling process, and providing valuable insights for homeowners facing this situation.

Understanding Liens
Liens, a term often heard in legal and financial circles, play a crucial role in various aspects of our lives. From real estate transactions to business operations, understanding the different types of liens is essential for making informed decisions and protecting one’s interests, particularly if you are asking yourself “can i sell my house with a lien on it?”.
In its simplest form, a lien represents a legal right or interest that a lender has in a borrower’s property, granted until the debt obligation is fulfilled. This legal concept is a cornerstone in property and financial law.
For both individuals and businesses, comprehending the intricacies of liens is paramount. It not only ensures responsible financial management but also safeguards against potential legal disputes.

Different Types of Liens
When selling a house with a lien, it’s crucial to identify the type of lien involved as it significantly impacts the sales process. Various lien types, each with its own legal and financial implications, can affect the ease of selling your property. Understanding the specific nature of the lien on your property is a key step in navigating the complexities of the sale, ensuring legal compliance, and achieving a successful transaction. The following is a list of different types of liens:

Mortgage Lien
Unless you bought your house outright, most homeowners will have a mortgage. A mortgage lien is a legal claim or right that a lender has over a borrower’s property, typically real estate, as security for the repayment of a debt. When a person borrows money to purchase a home or other real property, they sign a mortgage agreement with a lender. This agreement gives the lender the right to place a lien on the property.
The mortgage lien serves as a form of collateral for the loan. If the borrower fails to repay the loan according to the terms of the mortgage agreement, the lender has the legal right to take ownership of the property through a foreclosure process. In other words, the mortgage lien allows the lender to sell the property to recover the outstanding debt.
The existence of a mortgage lien is usually recorded in public records, providing notice to other potential creditors or buyers that there is an existing claim on the property. Once the borrower fully repays the mortgage, the lender releases the lien, and the borrower gains clear ownership of the property without any encumbrances.

HOA Lien
Do you own a condo? If so, pay attention, because an HOA lien—or Homeowners Association lien—is a legal claim placed on a property by a homeowners association (HOA) when the property owner fails to pay the required fees, assessments, or fines as specified in the association’s governing documents. Homeowners associations are responsible for managing and maintaining common areas and enforcing community rules.
When a homeowner becomes delinquent in paying their HOA dues or violates community rules, the HOA may take action to recover the outstanding amounts. One common method is by placing a lien on the homeowner’s property. This lien serves as a legal claim against the property, giving the HOA the right to collect the unpaid fees or fines when the property is sold.
If the homeowner continues to neglect their financial obligations to the HOA, the association may ultimately foreclose on the property to recover the outstanding debt. It’s essential for homeowners to understand and comply with the rules and financial responsibilities outlined by their HOA to avoid the potential consequences of liens and other enforcement actions.

Tax Lien
A tax lien is a legal claim by a government entity against a taxpayer’s property due to the taxpayer’s failure to pay their taxes. When an individual or business owes back taxes, the government may place a lien on their property to secure the debt. The lien serves as a public notice that the government has a legal right to the taxpayer’s property until the tax debt is satisfied.
Tax liens can be imposed by federal, state, or local governments, depending on the type of taxes owed. These liens can affect various types of property, including real estate, personal property, and financial assets. In the case of real estate, a tax lien can impact the ability to sell the property or obtain financing until the tax debt is resolved.
Taxpayers with a tax lien on their property typically can pay off the outstanding taxes, penalties, and interest to release the lien. If the taxpayer fails to address the debt, the government may eventually take additional actions, such as seizing and selling the property to satisfy the tax obligation. It’s important for individuals and businesses to address tax issues promptly to avoid the potential negative consequences of a tax lien.

Judgement Lien
A judgment lien is a legal claim that a creditor has on a debtor’s property as a result of a court judgment. When a person or entity obtains a judgment against another party in court, it means that the court has ruled in favor of the creditor and determined that the debtor owes a specific amount of money.
To secure the debt and ensure payment, the creditor may request a judgment lien. This lien gives the creditor a legal interest in the debtor’s property, which could include real estate, personal property, or other assets. The purpose of the judgment lien is to provide the creditor with a way to recover the debt by enabling them to force the sale of the debtor’s property to satisfy the judgment.
In essence, a judgment lien serves as a form of security interest for the creditor, making it more likely that they will be able to collect the money owed to them. The specific rules and procedures for obtaining and enforcing judgment lies can vary depending on the jurisdiction.

Mechanic’s Lien
A mechanic’s lien is a legal claim that a mechanic or construction professional can place on a property to secure payment for work performed or materials supplied. This type of lien is typically used in the construction industry when a property owner fails to pay for services or materials provided by a contractor, subcontractor, or supplier.
When a mechanic’s lien is filed, it creates a cloud on the title of the property, making it difficult for the property owner to sell or refinance the property until the outstanding debt is resolved. The specifics of mechanic’s lien laws can vary by jurisdiction.

The Challenges of Selling a House with a Lien
Selling a house can be hard enough, but when there is an outstanding lien on the property, selling can be a little trickier. Navigating the intricacies of selling a house with a lien demands a strategic approach. Let’s delve into the challenges and unveil a roadmap for a seamless transaction.

Financial Implications and Buyer Hesitation
Prospective buyers are understandably cautious when considering a property with a lien. The financial implications can be daunting, making it imperative for sellers to proactively address and resolve these encumbrances.

Legal Hurdles: Navigating the Paper Trail
Selling a house with a lien involves meticulous documentation and legal proceedings. Ensuring all paperwork is in order and compliant with local regulations becomes paramount, preventing potential legal roadblocks that could derail the sale.

Transparency is Key
When faced with a property lien, honesty is the best policy. Disclose the presence of a lien to potential buyers upfront, fostering transparency and trust. A clear line of communication can mitigate concerns and lay the groundwork for a successful sale.

Resolution Before Listing
Proactively resolving the lien before listing the property is a strategic move. This not only streamlines the selling process but also eliminates uncertainties for potential buyers, increasing the attractiveness of your property in the market.

Strategic Pricing
Acknowledge the existence of a lien by strategically pricing your property. Seek guidance from real estate professionals to determine a fair market value that reflects both the property’s worth and the encumbrances it carries.

Professional Guidance
Enlist the expertise of real estate agents and legal professionals who specialize in transactions involving liens. Their insights and experience can prove invaluable in navigating the complexities, ensuring a smoother journey to closing.

The Bottom Line: Turning Challenges into Opportunities
Selling a house with a lien may pose challenges, but with strategic planning and transparent communication, these challenges can be transformed into opportunities. By understanding the nuances of liens and adopting a proactive approach, sellers can successfully navigate this intricate landscape, paving the way for a seamless and fruitful sale.

Buyer’s Concerns Regarding Purchasing a Home with a Lien on it
Buyers often have valid concerns when considering purchasing a house with a lien on it. As the seller, it is incumbent upon you to address these concerns, just as it’s crucial for buyers to conduct thorough due diligence, including a title search and consultation with legal and real estate professionals. Clear communication between the buyer, seller, and relevant parties is essential to ensure transparency and resolve any issues related to the lien before finalizing the purchase.
Here are some of the most common concerns buyers have when purchasing a house with a lien on it:

Title Issues: A lien can affect the property’s title, creating uncertainties about ownership. Buyers want assurance that the title is clear and that there are no hidden claims or disputes.
Financing Challenges: Lenders may be hesitant to provide a mortgage for a property with a lien, or they may offer less favorable terms. Buyers are concerned about securing financing at reasonable rates.
Property Value: A lien can impact the property’s market value. Buyers may worry that the presence of a lien could mean they are overpaying for the property or that it may not appreciate as expected.
Future Legal Actions: Buyers may be concerned about the possibility of legal actions against the property due to the lien. They want to ensure that they won’t face legal complications or unexpected costs after the purchase.
Seller’s Ability to Clear the Lien: Buyers want assurance that the seller has the means to clear the lien before or at the time of closing. If the seller can’t do this, it could lead to delays or even the cancellation of the deal.
Negotiation Power: The presence of a lien can impact the buyer’s negotiation power. They may seek a lower purchase price or request that the seller address the lien before proceeding with the sale.
Impact on Resale: Buyers consider the potential impact of the lien on their ability to sell the property in the future. They want to avoid difficulties or complications when they decide to sell.
Legal and Financial Risks: Buyers are concerned about potential legal and financial risks associated with the lien. They may seek legal advice to understand the implications and assess the level of risk involved.

Steps to Selling a House with a Lien
The first step to take when selling a house with a lien is to identify the type of lien on your property (e.g., a tax lien, mechanic’s lien, etc.). This requires a meticulous title search. You’ll need to identify all existing liens on the property, including any hidden or undisclosed ones. By doing this you will get a comprehensive overview of the financial obligations tied to the property, which will allow you to properly address and resolve these issues. Other steps to take include the following.

Consultation with Legal Experts
To navigate the legal complexities associated with property liens, seeking professional advice is paramount. Engage with a real estate attorney experienced in handling transactions involving liens. Their expertise will prove invaluable in understanding the legal implications and formulating a strategy that protects your interests throughout the selling process.

Resolving Outstanding Debts
Addressing the outstanding debts tied to the property is a critical aspect of selling with a lien. Collaborate with creditors to negotiate settlements or establish payment plans. By proactively resolving these issues, you not only clear the path for a smooth transaction but also enhance the property’s marketability.

Transparency in Listing
When listing a property with a lien, honesty is the best policy. Clearly communicate the existence of the lien in your property listing, providing potential buyers with all relevant information. This transparency builds trust and ensures that prospective buyers are well-informed, minimizing potential issues during negotiations.

Securing a Qualified Buyer
Identifying a qualified buyer is crucial when selling a property with a lien. Work closely with real estate agents and cash buyers. A qualified buyer is more likely to navigate the complexities of purchasing a property with a lien, streamlining the overall process.

Collaborating with a Title Company
Enlist the services of a reputable title company to facilitate a smooth and secure closing process. A title company will perform a final title search, ensuring that all liens are addressed and resolved before the completion of the sale. Their expertise adds an additional layer of assurance to both the seller and the buyer.

Facing the complexities of selling a house with a lien in Milwaukee? Fair Deal Home Buyers offers a streamlined, stress-free solution. Specializing in buying houses in Wisconsin ‘as-is’ for cash, we ease the burden of dealing with liens, repairs, and hidden fees. For those tackling unpaid property taxes or seeking a quick sale, our all-cash offers simplify the process, enabling you to sell your Milwaukee house fast.
Learn how you can sell your Milwaukee house with a lien on it exactly as it is, in as little as 7 days.

How to Resolve a Lien on Your Property
Once you have identified the type of lien you have on your property, your next step is to resolve it. The world of property liens is intricate and complex; so, seeking professional advice is paramount. A real estate attorney or financial advisor can provide tailored insights, ensuring you make informed decisions that align with your specific circumstances.

Negotiation Tactics for Resolution
Armed with information and professional guidance, it’s time to embark on negotiations. Whether it’s with creditors or other involved parties, employing effective negotiation tactics can significantly sway the outcome in your favor.

Exploring Payment Options
Financial constraints are often at the core of property liens. Explore viable payment options, and consider proposing a structured repayment plan. This proactive approach showcases your commitment to resolving the issue and can foster a more cooperative atmosphere.

Leveraging Legal Remedies
In some cases, legal remedies may be necessary. Engaging in legal proceedings, such as a quiet title action, can help clear the title of your property and remove the cloud of the lien permanently.

Protecting Your Credit Score
Throughout this process, safeguarding your credit score is crucial. A tarnished credit history can have lasting effects, so prioritize actions that minimize the impact on your financial standing.

Selling a House With Lien
Remember, in many or even most cases, the most straightforward way to pay off your lien is by paying the lien with the proceeds from the sale of your home.
If the sale is pending, work with the closing agent to ensure that the proceeds from the sale go toward satisfying the lien. The title company or closing attorney will usually handle this process.

Sell the Property “Subject to” the Lien:
In some cases, a buyer might be willing to purchase the property “subject to” the existing lien. This means they take on responsibility for the lien, and it remains attached to the property after the sale. This option might limit your pool of potential buyers.
If the property’s value is less than the total debt, you might consider a short sale. In a short sale, the lienholder agrees to accept less than the full amount owed. However, this option requires the approval of the lienholder.
Finally, consider the following if you’re selling a property with a lien:

Legal Assistance: Consult with a real estate attorney to navigate the legal aspects of selling a property with a lien. They can provide advice on your specific situation and help ensure a smooth transaction.
Disclose Information to Buyers: It’s essential to be transparent with potential buyers about the existence of the lien. Failing to disclose this information could lead to legal issues down the line.
Clear Title Before Closing: Ensure that the title is clear before the closing date to avoid any complications during the sale.

Remember that the process can vary based on your location, the type of lien, and other factors. Seeking professional advice from a real estate attorney or a real estate agent experienced in dealing with liens is crucial to a successful sale.

Summing it up
Ultimately, tackling the challenges of selling a house with a lien requires a blend of transparency, strategic planning, and professional guidance. By addressing these complexities head-on, sellers can position their property favorably in the market, turning potential hurdles into stepping stones toward a successful sale.

Frequently Asked Questions
Q: Who is responsible for removing the lien to clear the title?
A: The responsibility to remove a lien and clear the title typically falls on the property owner. They need to settle the debt or dispute causing the lien to have it released.

Q: Does a property lien affect your credit score?
A: A property lien can affect your credit score, especially if it’s a result of a judgment or unpaid taxes. This can impact your creditworthiness for future loans or refinancing.

Q: Can you refinance your house if you have a lien on it?
A: Refinancing a house with a lien can be possible, but it typically depends on the type of lien and the lender’s policies. Some lenders may allow refinancing with a lien present, often requiring the lien to be paid off as part of the refinancing process. It’s important to consult with financial experts or lenders to understand your specific options and requirements for refinancing in the presence of a lien.

Q: How do you get around a lien on a title?
A: To get around a lien on a title, you usually need to pay off the debt or reach a settlement with the lienholder. In some cases, legal action might be necessary to dispute or remove an invalid lien.

Q: How long does a lien stay on your property in Wisconsin?
A: In Wisconsin, the duration a lien stays on your property depends on the lien type. For example, a judgment lien typically lasts for 10 years and can be renewed, while a mechanic’s lien has different timelines based on specific rules.\n\n[/cs_content_seo][/cs_element_column][/cs_element_row][/cs_element_section][cs_element_section _id=”6″ ][cs_element_row _id=”7″ ][cs_element_column _id=”8″ ][cs_element_global_block _id=”9″ ][/cs_element_column][/cs_element_row][/cs_element_section][/cs_content]

August 10, 2023

2 weeks ago

Great experience with these folks. They offered us a very fair price for our home and closed on the sale at our convenience. Would definitely recommend!

4 weeks ago

Working with Fair Deal was a pleasant surprise. Everyone I worked with (Peter and Maria) were friendly and easy to work with. They answered all our questions. The process was much easier than I envisioned!

2 months ago

This was such an amazing experience. Beza was very knowledgeable and thorough, while Jackie was compassionate, competent and understanding. I fecommend this company to anyone who wants fair and professional service.

Response from the owner:Thank you for the 5-star review and the high recommendation! We are so glad to hear that we were able to provide you with fair and professional service. We will gladly share your compliments with Beza and Jackie; our team takes great pride in being knowledgeable and compassionate, and it is incredibly rewarding to see that reflected in your experience. We truly appreciate your business!

3 months ago

Short story it was scary for me and they made me feel at ease and comforting to work with them very patient explaining and helping me understand, I am very grateful for all they done to make me feel at ease I am happy I chose that team thank All of the team that help me through this process a special thank you to Peter and Maria Rubio, again thank you to all the team Sincerely Maria Jimenez

Response from the owner:Thank you so much, Maria, for sharing your experience with us. We understand that this process can feel scary and overwhelming, so it means a lot to hear that our team was able to help you feel comfortable, supported, and informed every step of the way. We’re truly grateful that you chose our team, and we’ll be sure to share your kind words with Peter, Maria Rubio, and everyone who helped you through the process. Thank you again for trusting us. We wish you all the best! -Fair Deal Home Buyers Team

3 months ago

Dan was very professional and honest they all work hard to get you your money

Response from the owner:Thank you so much, James, for your kind review. We’re glad to hear that Dan was professional and honest throughout the process. Our team works hard to make everything as smooth and helpful as possible, and we truly appreciate you trusting us. Thank you again for sharing your experience!

Jennifer Grabowski

4 months ago

Fair Deal Buyers was absolutely amazing. Simple, easy, and got our house sold within a month! Didn’t matter current condition, they took care of everything! We are so blessed with having found them and trusting them. THANK YOU again Fair Deal Buyers

Response from the owner:Thank you so much, Jennifer. We’re truly grateful that you trusted Fair Deal Buyers with such an important decision. It was a pleasure helping you through the process and making the sale as simple and stress-free as possible. We’re so happy we could take care of everything and help you move forward within a month. Wishing you many blessings in this next chapter, and thank you again for your kind words!

6 months ago

I truly enjoy working with Fair Deal. They are professional, consistently meet deadlines, and clearly communicate the scope of work, which makes every project run smoothly. If any challenges arise, they address them quickly and efficiently, ensuring everyone involved is satisfied with the outcome.

Response from the owner:Thank you so much for your wonderful review! It’s truly a pleasure working with you. We’re glad that our team’s communication and dedication to meeting deadlines have made your projects run smoothly. Knowing that we can address challenges quickly and keep everyone satisfied means a lot to us. We really value your partnership and look forward to collaborating on many more successful projects together!

9 months ago

Peter was friendly, respectful, and kept his word that he wouldn't, " Low ball," us. It was a pleasure working with every person at Fair Deal!

Response from the owner:Thank you so much for your kind words, Robyn! We’re thrilled to hear that Peter made the process positive, respectful, and fair for you. Keeping our word and treating people the right way is at the heart of what we do at Fair Deal Home Buyers. It was truly a pleasure working with you as well, and we wish you all the best moving forward!

1 year ago

All or the people I delt with at Fair Deal were amazing. They answered all my correspondence and questions in a very timely manner. They even helped me look for my new place. I was very impressed.

Response from the owner:Hi John, Thank you so much for the wonderful review! We’re thrilled to hear that you had such a positive experience with our team. It was our pleasure to answer your questions and even help you with the next step of finding your new place. We truly appreciate your trust in us and wish you all the best in your new home! – The Fair Deal Home Buyers Team

1 year ago

This company made the selling of my home easy and stress free! They answered all questions and concerns I had. I highly recommend them if you’re in the market to sell.

Response from the owner:Hi Randi, Thank you so much for sharing your experience! We’re so glad to hear that the process felt easy and stress-free for you. Our team always strives to provide clear communication and support every step of the way. We truly appreciate your recommendation and are grateful you chose Fair Deal Home Buyers! – The Fair Deal Home Buyers Team

1 year ago

We've enjoyed working with you and I would recommend you to others. The amount we came away with wasn't what we hoped but the process was seamless and easy.

Response from the owner:Thanks so much, Mike! We’re glad we could make the process smooth and easy for you, even if the numbers weren’t quite what you hoped. Your recommendation means a lot, and we truly appreciate the chance to work with you!

Lynn Barnes Tyson

1 year ago

Had a great experience and Beza was a delight to work with.

Stephanie Bylsma

1 year ago

Our experience with Fair Deal Home Buyers has been exceptional!!! Beza and her team definitely go above and beyond to ensure a smooth process from start to finish....very accommodating and willing to work around your schedule and will help in any way possible. Definitely will recommend to anyone needing to sell their home quickly!!!!

1 year ago

Beza was great to work with, and answered all questions

Scott C Jackson

1 year ago

Beza was one of the people I worked with, she helped me out with all of my questions and answered them with out hesitation. Josh was the first person I talked to, he put my mind at ease through the process thank you both for making this a little bit easier to get through. Thanks again Scott Jackson

1 year ago

Our sale to FairDeal came at a time when we were struggling with our brothers unexpected death. Trying to clean his house after 40 years and finding it was in need of many repairs. We were not equipped to handle a timely sale! FairDeal negotiated well and through the process held true to their promises to make the sale easier and efficient. Closing was straight forward and uncomplicated.

1 year ago

Great people to work with! Smooth and easy transactions and everyone is very nice and professional!

1 year ago

I worked with Fair Deal Home Buyers on a property in Wisconsin Rapids and they were great to deal with. Excellent communication - Highly recommend!

1 year ago

After Peter got things set up and I work with Baeza and she was very open to my problems or issues and took care of those almost immediately things were taken care of as we got closer to closing there was some unusual things happening and she settled that out and it didn't cost me anything out of the pocket just like they said. She definitely has the knowledge and understanding of what's going on with the program and how it works and how to reply to different real estate agents.

1 year ago

Good communication fast awesome customer service! These are the people that more should be like!!

Michael Grochowski

1 year ago

They did a great job , awesome communication skills ,kept their promises all the way through the deal. Great company to work with.

2 years ago

The experience with Fair Deal was great! Everything on your end was awesome! You guys did everything you said you were going to do. You made our move super easy! I would use your company again in a second! Thank you so much for the wonderful experience!

Laurene Bobadilla

2 years ago

From the first call this company was caring, respectful, and fair. Everyone I dealt with was helpful and pleasant. Shared ideas to bring my 70 yr old childhood home back to its “glory days”! It was difficult for me to make this move, but knowing my home was in good hands made it easier! I recommend them 100%!

2 years ago

Thank you. I really enjoyed working with you. The entire process went even smoother than I could have imagined. Everyone I had contact with was extremely helpful. I would definitely recommend your services to people in similar situations.

2 years ago

I love how fast the process was to sell my house. Beza Bajo was awesome to work with and helped me through a rather easy process. I would recommend her and Fair Deal if you want to sell your house fast. Alan Gross was very helpful regarding the beginning of the process.