Selling a house with a mortgage means that the homeowner is selling the property while still owing money to the lender (usually a bank or a mortgage company). When someone buys a house with a mortgage, they typically don't pay the full purchase price upfront. Instead, they make a down payment and borrow the rest from a lender, which is the mortgage.
When the homeowner decides to sell the house before they've fully paid off the mortgage, they still owe the remaining balance to the lender. So, when the sale occurs, the proceeds from the sale first go toward paying off the remaining mortgage balance. If the selling price is enough to cover the mortgage balance, any remaining money after paying off the mortgage goes to the homeowner. However, if the selling price is less than the mortgage balance, the homeowner may need to come up with additional funds to cover the shortfall, unless other arrangements are made with the lender.
In essence, selling a house with a mortgage involves transferring ownership of the property to a new buyer while still having an outstanding debt owed to the lender.
Understanding your mortgage
Not all mortgages are the same and there are many different types. It’s important to understand the type of mortgage you have. Following are several types of mortgages commonly available:
Fixed-Rate Mortgage: With this type of mortgage, the interest rate remains constant throughout the loan's term. This provides stability in payments, making budgeting easier.
Adjustable-Rate Mortgage (ARM): The interest rate on this type of mortgage fluctuates periodically based on a predetermined index. This can lead to fluctuations in monthly payments, making them potentially higher or lower over time.
FHA Loan: Insured by the Federal Housing Administration, FHA loans are designed to make homeownership more accessible, particularly for first-time buyers. They often require lower down payments and have more lenient credit requirements.
VA Loan: Guaranteed by the Department of Veterans Affairs, VA loans are available to eligible veterans, active-duty service members, and surviving spouses. They typically offer favorable terms, such as no down payment or mortgage insurance requirement.
USDA Loan: Issued by the U.S. Department of Agriculture, USDA loans are aimed at low-to-moderate-income borrowers buying homes in rural areas. They often feature low or no down payment requirements.
Interest-Only Mortgage: With this type of mortgage, borrowers pay only the interest on the loan for a certain period, usually the first few years. After that, they begin paying both principal and interest, which can result in higher payments.
Balloon Mortgage: Balloon mortgages require borrowers to make smaller monthly payments for a certain period, after which the entire remaining balance is due in one lump sum. This can be risky if borrowers are unable to make the large final payment.
Reverse Mortgage: Available to homeowners aged 62 or older, reverse mortgages allow borrowers to convert part of their home equity into cash without selling their home. Repayment is typically not required until the borrower moves out, sells the home, or passes away.
Jumbo Mortgage: Jumbo mortgages are used to finance higher-priced properties that exceed the conforming loan limits set by government-sponsored enterprises like Fannie Mae and Freddie Mac. They often require higher down payments and have stricter credit requirements.
Interest-Only Mortgage: This type of mortgage allows borrowers to pay only the interest on the loan for a certain period, typically the first few years. After that, they start paying both principal and interest, resulting in higher payments.
Each type of mortgage has its own benefits and drawbacks, so it's important for borrowers to carefully consider their financial situation and long-term goals before choosing one.
Find out your current mortgage status: If you’re considering selling your house, knowing your mortgage status is crucial. That’s because this information will determine how much money you’ll need to pay off your mortgage when you sell.
What to know
Knowing how much you owe will help you avoid surprises, such as if there are any outstanding payments, penalties, or fees associated with your mortgage. You definitely don’t want to encounter unexpected costs during the selling process. Furthermore, knowing your mortgage status helps you calculate your home equity. Home equity is the difference between the market value of your home and the outstanding balance on your mortgage. This information is essential for pricing your home correctly and negotiating with potential buyers.
When selling a property with an outstanding mortgage, there are legal procedures that need to be followed to ensure a smooth transaction. Understanding your mortgage status allows you to comply with these requirements and avoid any legal complications. Lastly, it will also help prevent delays. If there are any issues with your mortgage that need to be resolved before selling, knowing your mortgage status early on gives you time to address them.
How to determine your current mortgage status
Determining your current mortgage status involves several steps, from checking your monthly statements to contacting your lender directly. Here’s a comprehensive guide to help you understand your mortgage status:
1. Review Monthly Mortgage Statements
Your monthly mortgage statement provides a wealth of information, including:
Current Balance: The remaining principal amount you owe.
Interest Rate: Your current mortgage interest rate.
Payment Breakdown: Details of how much of your payment goes towards principal, interest, taxes, and insurance.
Escrow Balance: Funds held in escrow for taxes and insurance.
Payment History: Recent payments and any outstanding amounts.
2. Online Account Access
Most lenders offer online portals where you can:
View your loan details.
Check payment history.
Access digital statements.
Make payments or set up automatic payments.
3. Contact Your Lender:
If you have questions or need specific details, contact your mortgage lender directly:
Customer Service: Call the customer service number provided on your statement or the lender’s website.
Email or Online Inquiry: Many lenders offer secure messaging or email options for inquiries.
4. Review Your Credit Report:
Your mortgage information is also reflected in your credit report, which can show:
Current loan balance.
Payment history.
Loan status (e.g., current, delinquent, or in default).
You can obtain a free credit report annually from each of the three major credit bureaus (Equifax, Experian, TransUnion) via AnnualCreditReport.com.
5. Escrow Account Status
If your mortgage includes an escrow account for property taxes and insurance, check the status:
Review annual escrow analysis statements.
Ensure payments for taxes and insurance are current and accurately reflected
6. Mortgage Amortization Schedule
If you have an amortization schedule, it outlines how each payment affects your principal and interest over the life of the loan. This can help you track your progress in paying off the mortgage.
7. Check for Any Notifications or Correspondence
Keep an eye out for any communication from your lender regarding changes in your loan terms, interest rate adjustments (for adjustable-rate mortgages), or any other important updates.
8. Mobile Apps
Many lenders have mobile apps that offer functionalities similar to their online portals, providing easy access to your mortgage information on the go.
9. Mortgage Statement Review
At least once a year, thoroughly review your annual mortgage statement or escrow analysis statement for any discrepancies or changes.
10. Speak with a Mortgage Professional
If you're unsure about any aspect of your mortgage or need assistance understanding your current status, consider speaking with a mortgage professional or financial advisor. They can provide guidance and help clarify any questions you may have.
By following these steps, you should be able to determine your current mortgage status and gain a clear understanding of where you stand with your loan.
How to Prepare to Sell a House with a Mortgage
Selling a house is a major endeavor, and it gets even more complex when there's a mortgage involved. So, keep in mind that some mortgages come with prepayment penalties – fees charged for paying off your mortgage early. These can be significant and affect your net proceeds from the sale. Contact your lender to confirm if your mortgage has any such penalties and how they might impact your sale.
Determine Your Home’s Market Value
The first step is to get a Comparative Market Analysis (CMA). A CMA is an essential tool that helps you understand your home's current market value based on recent sales of similar properties in your area. A real estate agent can provide this for you, giving you a realistic idea of what you can expect to sell your home for.
Hire a Professional Appraiser
For a more precise valuation, consider hiring a professional appraiser. An appraiser will assess your home's condition, size, location, and other factors to give you a detailed and unbiased valuation. This can be especially useful if you're trying to set a competitive and fair asking price.
Account for Selling Costs
Selling a home comes with various costs, including real estate agent commissions, closing costs, repairs, and potential staging expenses. Be sure to factor these costs into your calculations to avoid any surprises. Remember, if you sell for cash—like selling to Fair Deal Home Buyers—you won’t have to pay any realtor fee’s or closing costs.
Estimate Your Net Proceeds
Subtract your mortgage payoff amount and the selling costs from the anticipated sale price of your home. This will give you an estimate of your net proceeds – the amount you'll walk away with after the sale is completed.
Make Necessary Repairs and Improvements
First impressions matter. Address any necessary repairs, such as fixing leaky faucets, repairing damaged walls, and ensuring all appliances are in working order. Consider making improvements that can add value, such as updating the kitchen or bathroom.
Stage Your Home for Potential Buyers
Staging your home involves arranging furniture and decor to make the space more appealing to potential buyers. This can include anything from rearranging existing furniture to renting new pieces to showcase your home in the best light possible.
Clean and Declutter
A clean and clutter-free home is more attractive to buyers. Take the time to thoroughly clean your home, including carpets, windows, and surfaces. Declutter each room to create a sense of space and order, which can help buyers envision themselves living there.
List Your Home
Choosing the right real estate agent can make a significant difference in your selling experience. Look for an agent with a good track record in your area, positive reviews, and a marketing strategy that aligns with your needs.
Set a Competitive Price
Based on the CMA and the appraisal, set a competitive price for your home. Pricing it too high can deter potential buyers, while pricing it too low can leave money on the table. Aim for a price that reflects the market value and attracts serious buyers.
Market Your Home Effectively
Your real estate agent will help you create a marketing plan to reach potential buyers. This can include professional photography, virtual tours, online listings, and open houses. The goal is to showcase your home to as many qualified buyers as possible.
Manage Offers and Negotiations
When offers start coming in, review them carefully and compare them with offers from other buyers. Be sure to consider the buyer’s financing, contingencies, and closing timeline.
Negotiate Terms and Price
Don’t be afraid to negotiate. Counteroffers are common in real estate transactions. Work with your agent to negotiate terms and price that meet your needs while being fair to the buyer.
Accept an Offer and Move Forward
Once you accept an offer, the buyer will likely conduct a home inspection and appraisal. Be prepared to address any issues that arise during these processes. If significant problems are found, you may need to negotiate repairs or concessions with the buyer.
Resolve Any Contingencies
Contingencies are conditions that must be met for the sale to proceed. Common contingencies include the buyer securing financing, the home appraising for at least the purchase price, and satisfactory inspection results. Work with your agent to resolve these contingencies promptly.
Notify Your Mortgage Lender of the Sale
Inform your mortgage lender that you are selling your home. They will provide a payoff statement, which details the exact amount needed to pay off your mortgage at closing.
Request a Payoff Statement
A payoff statement includes the remaining principal balance, interest, and any fees or penalties. Ensure this amount is accurate and reflects what you need to settle your mortgage.
Ensure Payoff Amounts are Accurate in Closing Documents
Review your closing documents carefully to ensure the payoff amount listed matches the payoff statement from your lender. Any discrepancies should be addressed before closing.
Attend the Closing Meeting
The closing meeting is where all the final paperwork is signed, and the sale is completed. Be sure to bring all necessary documentation, including identification and any paperwork provided by your lender or real estate agent.
Transfer of Purchase Funds
At closing, the buyer will transfer the purchase funds to the escrow or title company handling the transaction. These funds will be used to pay off your mortgage and cover any closing costs.
Disbursement of Funds After Mortgage Payoff
Once your mortgage is paid off and all fees are settled, you'll receive any remaining proceeds from the sale. These funds can be used for your next home purchase, paying off debt, or other financial goals.
Notify Service Providers of Your Move
After selling your home, notify utility companies, insurance providers, and other service providers of your move. Arrange for final readings and the transfer or cancellation of services as needed.
Set Up Mail Forwarding
To ensure you receive all important correspondence, set up mail forwarding with the postal service. This will redirect your mail to your new address for a specified period.
Common Challenges and How to Overcome Them
If the appraisal comes in lower than the sale price, you may need to negotiate with the buyer. Options include lowering the price, having the buyer increase their down payment, or splitting the difference. Other common challenges include:
Dealing with Buyer Financing Issues
If the buyer has trouble securing financing, you may need to consider backup offers or extend the closing date to give them more time. Your agent can guide you through these situations.
Navigating Multiple Offers
In a hot market, you might receive multiple offers. This can be advantageous, but it also requires careful consideration. Evaluate each offer's terms, not just the price, to determine the best one.
Understanding Disclosure Requirements
Each state has different disclosure requirements for selling a home. Ensure you understand and comply with these requirements to avoid legal issues down the road.
Ensuring Clear Title Transfer
Work with a title company to ensure there are no liens or legal issues with your property. Clear title transfer is essential for a smooth sale.
Capital Gains Tax
If you make a profit on the sale of your home, you might be subject to capital gains tax. However, there are exclusions available if the home was your primary residence for at least two of the past five years.
Possible Deductions
You may be able to deduct certain expenses related to the sale of your home, such as real estate agent commissions and closing costs. Consult a tax professional to understand all your options.
Frequently Asked Questions
Q: What if my mortgage is underwater?
A: If you owe more on your mortgage than your home is worth, you might consider a short sale, where the lender agrees to accept less than the mortgage balance. Consult with a real estate agent and your lender to explore your options.
Q: Can I sell my house if I’m behind on mortgage payments?
A: Yes, but it can be more complicated. You'll need to catch up on payments or negotiate with your lender for a possible solution, such as a loan modification or short sale.
Q: How long does it take to sell a house with a mortgage?
A: The timeline varies based on market conditions, your home's condition, and how quickly you can find a buyer. On average, it can take anywhere from a few weeks to several months.
Q: What are the costs involved in selling a house with a mortgage?
A: Costs include real estate agent commissions, closing costs, repairs, staging, and any prepayment penalties on your mortgage. It's essential to budget for these expenses to understand your net proceeds.
I truly enjoy working with Fair Deal. They are professional, consistently meet deadlines, and clearly communicate the scope of work, which makes every project run smoothly. If any challenges arise, they address them quickly and efficiently, ensuring everyone involved is satisfied with the outcome.
Peter was friendly, respectful, and kept his word that he wouldn't, " Low ball," us. It was a pleasure working with every person at Fair Deal!
Response from the owner:Thank you so much for your kind words, Robyn! We’re thrilled to hear that Peter made the process positive, respectful, and fair for you. Keeping our word and treating people the right way is at the heart of what we do at Fair Deal Home Buyers. It was truly a pleasure working with you as well, and we wish you all the best moving forward!
All or the people I delt with at Fair Deal were amazing. They answered all my correspondence and questions in a very timely manner. They even helped me look for my new place. I was very impressed.
Response from the owner:Hi John,
Thank you so much for the wonderful review! We’re thrilled to hear that you had such a positive experience with our team. It was our pleasure to answer your questions and even help you with the next step of finding your new place. We truly appreciate your trust in us and wish you all the best in your new home!
We've enjoyed working with you and I would recommend you to others. The amount we came away with wasn't what we hoped but the process was seamless and easy.
Response from the owner:Thanks so much, Mike! We’re glad we could make the process smooth and easy for you, even if the numbers weren’t quite what you hoped. Your recommendation means a lot, and we truly appreciate the chance to work with you!
Our experience with Fair Deal Home Buyers has been exceptional!!! Beza and her team definitely go above and beyond to ensure a smooth process from start to finish....very accommodating and willing to work around your schedule and will help in any way possible. Definitely will recommend to anyone needing to sell their home quickly!!!!
Our sale to FairDeal came at a time when we were struggling with our brothers unexpected death. Trying to clean his house after 40 years and finding it was in need of many repairs. We were not equipped to handle a timely sale!
FairDeal negotiated well and through the process held true to their promises to make the sale easier and efficient. Closing was straight forward and uncomplicated.
After Peter got things set up and I work with Baeza and she was very open to my problems or issues and took care of those almost immediately things were taken care of as we got closer to closing there was some unusual things happening and she settled that out and it didn't cost me anything out of the pocket just like they said. She definitely has the knowledge and understanding of what's going on with the program and how it works and how to reply to different real estate agents.
The experience with Fair Deal was great! Everything on your end was awesome! You guys did everything you said you were going to do. You made our move super easy! I would use your company again in a second! Thank you so much for the wonderful experience!
From the first call this company was caring, respectful, and fair. Everyone I dealt with was helpful and pleasant. Shared ideas to bring my 70 yr old childhood home back to its “glory days”! It was difficult for me to make this move, but knowing my home was in good hands made it easier! I recommend them 100%!
Thank you. I really enjoyed working with you. The entire process went even smoother than I could have imagined. Everyone I had contact with was extremely helpful.
I would definitely recommend your services to people in similar situations.
As a disabled combat veteran it's very hard for me to do certain things. Fair deal home buyers helped me sell my home seamlessly. They were there every step of the way and the best part was it was all over telephone or computer. I highly recommend this company to anyone thinking of the next step.
I sold my home with Fair Deal Home Buyers and the entire process took about 2 1/2 months. Shan was wonderful to work with and she took the time to answer all of my questions and she really listened to my requests. I would definitely work with Fair Deal again in the future. They delivered what they promised me and made the process as stress free as possible.
The whole process of the sale of our house was handled very professionaly. My anxiety was taken care of by their professional ethics and attention to my needs and concerns. Thank you once again...
I loved my experience with this company. They offered me a fair price and Beza was there for any questions or help I needed. The process was fast and trouble free. I would recommend this company for selling your home quickly and hassle free.
I don't normally do reviews, but I thought I would as another way to show my appreciation. I feel that I really did get a fair deal for my house sale. I had a lot of different things affecting my situation which caused some holdups and indecision on my end. Peter was great, always understanding and never pushy about anything. Even when I almost backed out very close to closing. The few times they had to come through the house for inspection we're quick and professional. I truly recommend this group if you find yourself wanting to sell your house quickly and painlessly. In my experience they are good people and they do their job well.
The experience was awesome. The whole process took a month. The staff at Fair Deal Home Buyers LLC did a great job of keeping us update on the process. If I ever needed to do this process again I would contact them again.
We just closed our house today! Our family lived in the house for 15 years and had a great life for our boys growing up. The last few years though the house started to show its age. I spent many sleepless nights worrying about what to do. We did not have the money for repairs. I contacted Fair Deal and within days they met with me, ( even though we lived in SW Wisconsin)and offered me a very fair price that day. I accepted and the wheels started rolling. My main contact was Beza. She was always there for questions and explained to me what was going on and why. She is the best as well as Jackie who was very easy to work with. I highly recommend Fair Deals. They took care of everything and would let me know what I needed to do. Tonight is the first time in a long time that I can just relax. Thanks again!
Very professional experience and treat you how they would want to be treated. Doing business with. I would recommend Fair Deal Home Buyers LLC . To anyone who wants to sell. Ms.Sylvia
Fair deal was very easy and smooth to deal with. Such a huge relief getting rid of a property I no longer needed nor wanted to deal with the massive rehabilitation that was required. Thank you!
Everyone that I worked with was genuine and helpful through the whole process. I think highly of the company and everyone I talked with in person and by phone/text. I highly recommend this company.
Response from the owner:Hi Lisa, Thank you so much, It was truly a pleasure working with you. We're so happy to hear that our team could make a positive impact throughout the process. Your recommendation means the world to us, and we’re grateful that you chose us among many options. Thank you, The Fair Deal Home Buyers Team
We have enjoyed working with everyone from Fair Deal Homes. Everyone from you and Peter, to the inspectors, to Jackie at the title Co, were all a pleasure to work with.
Response from the owner:Hi Jaquelyn,
Thank you for your wonderful feedback. It has been a pleasure working with you as well. We appreciate your recognition of our team members, including Peter, and Jackie at the title company. We're glad we could make the experience enjoyable for you.
This was an awesome experience. Fair Deal Home Buyers were exactly that--fair dealing. Peter and Shan were both excellent in helping us, explaining the process, and providing a smooth transaction. This was an excellent experience from start to finish. I could not be more pleased! Totally first rate all of the way!! Thanks, Fair Deal Home Buyers!!
Response from the owner:Hi Tim,
Thank you for sharing your experience with us! We're glad to hear that Peter and Shan were able to assist you effectively and make the process smooth. Your satisfaction is our top priority, great to hear that everything went well from start to finish. Thank you for choosing us over all your other options.
Friendly and supportive to every need. Do not hesitate to use their services...you won't be disappointed.
Response from the owner:Hi Linda,
Thank you so much for your wonderful review! It’s fantastic to hear that you found our team friendly and supportive. Choosing the right company can make all the difference, and we’re honored that you chose us over the competition. Your recommendation means a great deal to us.
This was a great process for me there were no hidden things that came up everything that was said at closing was delivered the staff was very helpfulf especially Beza she was awesome. I would highly recommend fair deal to anyone.
It was very enjoyable working with this company . They are very understanding . Hard working and move as fast as you want them too. I would definitely use this company again. Thank you very much Ben have a great day!!
Response from the owner: Hi Connie, Thank you so much for your wonderful review! We’re honored to hear that you had an enjoyable experience working with us. It's great to know that our team's understanding, hard work, and efficiency met your expectations
The process was way easier than I ever would have thought! Fair Deal is by far the way to go! Everyone is super helpful, up front about everything truly top notch the list goes on! From the first phone call to start the process of selling to the closing was nothing less than perfect! Beza was super helpful and prompt on any ? Or concerns we had.
Response from the owner:Hey Nate, Wow, thank you for the amazing feedback! We are so glad we exceeded your expectations. And we are glad we were able to help you guys. It's awesome to know that our team made the process easy and straightforward for you.
A big shoutout to Beza for being super helpful and prompt with your questions and concerns. She'll be thrilled to hear your kind words!
Fair Deal Home Buyers were excellent to work with in selling our home from start to finish. They were upfront and honest through out the process. I highly recommend them.
Response from the owner:Thank you so much, Victor! We're happy to hear that you had a positive experience working with us. We are happy you felt like this throughout the selling process. We appreciate your recommendation and it was a pleasure helping you sell your home fast. If you need any further assistance or have any friends or family who might require our services, please don’t hesitate to reach out.
I recently had the pleasure of working with Ina at Fair Deal Home Buyers, and I must say, it was an outstanding experience from start to finish. Ina's professionalism, expertise, and genuine care for her clients truly set her apart. I wholeheartedly recommend her services to anyone in need of assistance. Thank you, Ina, for your outstanding help!
Response from the owner:Hello Thomas, Thank you for taking the time to share your experience with Ina and the team. We are incredibly proud of Ina and the professionalism and empathy she brings to her craft. It's wonderful to hear that her dedication made a significant impact on your experience. Thank you!!!
My experience with Fair Deal Home Buyers was extremely professional and highly ethical. The entire team communicated daily with any updated information needed to streamline my selling process. I recommend Fair Deal Home Buyers for those in search of a highly ethical, professional, and team oriented real estate company.
Response from the owner:Thank you, Elle! It was a pleasure working with you. Our team is dedicated to delivering on our promise to make a positive impact on the community and to assist homeowners in need. We're delighted to hear that we met your expectations with our professionalism and ethical standards. Thank you for choosing us and for your recommendation. We truly appreciate it.
If you are looking to sell your house, Fair Deal Home Buyers LLC are very professional and they won’t try to low ball you on the value of your property. Very respectfull and helpful when you have questions or concerns. Beza was my main contact and she was wonderful and prompt getting back to me with the questions I had and processing the paperwork. If you are looking to sell your house, give them a call, you won’t be disappointed.
Response from the owner:Thank you so much for taking the time to share your experience with us. We're thrilled to hear that you found our team to be professional, respectful, and helpful throughout the process of selling your house. We strive to ensure that our clients feel valued and well-informed every step of the way, and we're delighted that Beza provided excellent service as your main contact.
Your kind words mean a lot to us, and we truly appreciate your recommendation. If you know anyone else looking to sell their house fast in the future, please don't hesitate to refer them to us. Thank you again for choosing to work with us.
Polite courteous very professional staff everybody I work with there understood my needs and worked in cooperated to make sure that they happened . I would highly recommend them to anybody.
Response from the owner:Thank you for taking the time to leave us such a positive review. We're delighted to hear that our staff members were polite, courteous, and professional throughout your experience with us. Ensuring that your needs were understood and met is always our top priority, and we're glad that our team worked together to make it happen.
Your recommendation means a lot to us, and we truly appreciate your kind words. If you know anyone else looking to sell their house, please let them know that we buy houses anywhere, in any condition. We'd be more than happy to assist them as well. If you have any further feedback or if there's anything else we can assist you with in the future, please feel free to reach out. Thank you again for choosing to work with us.
Everything was expertly done. If there were questions or issues, they were immediately handled. Pleasure to work with!
Response from the owner:Dear Mary,
Thank you so much for your kind words! We're delighted to hear that you had a wonderful experience working with us. Providing expert service and addressing any questions or issues promptly is always our top priority.
Your feedback means a lot to us, and we're grateful for your trust in our services as a company that buys houses. If you or someone you know ever needs to sell a house fast, please don't hesitate to reach out. We genuinely appreciate your support.
Provided services as promised with excellent support staff, what I would call overall a seamless real estate experience.
Response from the owner:Thank you for taking the time to leave us your review! We're thrilled to hear that you found our services, as a company that buys houses for cash and helps landlords like you sell their rental property fast, to be as promised. Our excellent support staff is dedicated to ensuring a seamless real estate experience for all our clients.
Your feedback is greatly appreciated, and we're committed to continually improving to reach that 5-star level. If you ever have any suggestions or specific areas where you think we can enhance our services, please don't hesitate to let us know. We value your input and are dedicated to providing an even better experience in the future.
Once again, thank you for choosing us as your trusted partner when it comes to buying your property for cash. We look forward to serving you again in the future if you ever needed our help.
Best regards,
Once again, thank you for choosing us, and we look forward to serving you again in the future.
Each person was easy to work, very professional. The process was quick and went smooth each step of the way. Would recommend Fair Deal Home Buyers to anyone who looking to quickly sell their home
Response from the owner:Dear Jerry,
Thank you so much for your fantastic 5-star review! We're thrilled to hear that your experience with Fair Deal Home Buyers was not only easy but also very professional. It's our goal to ensure a smooth and quick process for every step, and we're delighted to have met your expectations.
Your recommendation means a lot to us. If you know anyone else looking to quickly sell their home, we would greatly appreciate you passing on the good word about our services. We're here to assist and make the home-selling process as stress-free as possible.
Once again, thank you for choosing Fair Deal Home Buyers, and we look forward to assisting you or your friends with any future real estate needs.
If you find yourself needing to sell your house quickly and want to work with trustworthy home buyers who offer fair deals and exceptional service, Fair Deal Home Buyers are definitely the way to go. I couldn't be happier with the outcome. Give them a call, and you won't be disappointed.
Fair deal home buyers are a life savers, I had an urgency to sale my parents house that I inherited and had some complications with the POA but Amir Erez was so helpful speeding up the process with their lawyers and in three weeks they closed on my house and I got cash in my hand to be able to move on. Thank you guys for your help. Definitely recommend it.
Our experience selling our home with Fair Deal Home Buyers was a positive experience. They were quick, efficient, and worked with us, even though we were no longer in town.
Response from the owner:Dear Sarah,
We sincerely appreciate your feedback and are thrilled to hear that your experience selling your home with us was a positive one.
Our team is dedicated to being quick and efficient, and we're delighted that we could accommodate your needs, even when you were no longer in town.
If you ever require our services again or know anyone else that is looking to sell their home quickly, please do not hesitate to reach out or provide them with our contact info. We are here to assist, no matter where you are.
Thank you for entrusting us with your home sale, and we wish you all the best in your future endeavors.
We had such a great experience working with Nina. She made the process so easy! She presented our options clearly so we were able to make an informed decision to sell our house quickly. She listened to us and paid attention to every detail - HIGHLY recommend!
Response from the owner:Dear Amanda,
Thank you for sharing your wonderful experience working with Nina! We're thrilled to hear that she made the process easy for you and that you were impressed with her attention to detail.
At Fair Deal Home Buyers, we strive to provide clear options and attentive service to our sellers, and it's fantastic to know that Nina exceeded your expectations. Your high recommendation means a lot to us.
If you ever need our assistance again in the future or know anyone looking to sell their home quickly, please don't hesitate to reach out or refer them to us. We're here to help.
Thank you for choosing us, and we wish you all the best in your future endeavors.
Loved working with Nina on numerous projects! She and the Fair Deal team are very easy to work with and always professional!
Response from the owner:Dear Mary,
We appreciate your kind words and are delighted to hear that you loved working with Nina on numerous projects.
Nina and our team are dedicated to maintaining professionalism while ensuring a seamless and enjoyable experience for our vendors, employees and clients, and it's fantastic to know that this commitment has resonated with you.
Thank you for working us, and we look forward to working with you again in the future.
Thanks to Beza and Alan for making the process less stressful!!!
Response from the owner:Dear Jennifer,
We're delighted to hear that Beza and Alan were able to make your experience with us less stressful. They are dedicated to providing top-notch service and ensuring a smooth process for our clients, helping them sell their homes as quickly as possible.
If you ever have any more real estate needs or questions, please feel free to reach out. We're here to help and make your journey as stress-free as possible.
Thank you for choosing us, and we appreciate your kind words.
I had the pleasure of working with Fair Deal Home Buyers, and I must say it was a fantastic experience from start to finish. If you're in a situation where you need to sell your house fast, I highly recommend giving them a call.
From the moment I reached out, their professionalism and expertise were evident. They walked me through the entire process, answering all my questions and concerns with patience and clarity. It's clear that they truly understand the real estate market and the needs of homeowners.
What sets Fair Deal Home Buyers apart is their commitment to integrity. In an industry where trust can be hard to come by, they prove themselves as reliable and honest home buyers. There were no hidden fees or surprises along the way, just a straightforward, fair deal.
They made the entire selling process incredibly convenient. Unlike traditional real estate transactions, when something small came up they were on top of it and helped navigate and resolved the issue. Fair Deal Home Buyers streamlined everything, making the sale efficient and stress-free.
Furthermore, their responsiveness was outstanding. They kept me updated every step of the way, ensuring I felt comfortable and informed throughout the process. It's clear that they prioritize their clients' satisfaction.
In summary, if you find yourself needing to sell your house quickly and want to work with trustworthy home buyers who offer fair deals and exceptional service, don't hesitate to contact Fair Deal Home Buyers. They made what could have been a daunting experience a breeze, and I couldn't be happier with the outcome. Give them a call, and you won't be disappointed.
Response from the owner:Dear Ofir,
We can't thank you enough for your incredibly detailed and positive feedback about your experience working with us. Your words mean a lot to us, and we're thrilled to have been able to make your home-selling experience a fantastic one from start to finish.
We believe in providing a high level of professionalism and expertise to our sellers, and we're delighted that it shone through in your interactions with us. Clear communication and addressing your questions and concerns are priorities for us, and we're pleased to have met your expectations in these areas.
Integrity is at the core of our values, and we're glad that you found us reliable and honest throughout the process. Transparency and fairness are essential to us, and we're delighted that you felt we provided a straightforward and stress-free experience.
Our team's commitment to making the selling process convenient and efficient is something we take pride in. We understand that unexpected issues can arise, and we're pleased that we could navigate and resolve them for you promptly.
Your mention of our outstanding responsiveness and commitment to sellers satisfaction warms our transaction coordinators hearts they go above and beyond to make sure we can provide smooth closing. We genuinely prioritize keeping our sellers informed and comfortable throughout the entire process.
In summary, we're honored to have been part of your home-selling journey and that you found our services exceptional. If you, or anyone you know, ever needs to sell their house quickly and is looking for trustworthy cash home buyers, we hope you'll think of us. Your recommendation is the highest compliment we could receive.
Thank you once again for choosing Fair Deal Home Buyers, and we wish you all the best in your future endeavors.
I highly recommend Fair Deal Home Buyers. They are a pleasure to work with, have great customer service and are highly professional. We really enjoyed working with the team and I highly recommend them!
Response from the owner:Dear Meirav,
We greatly appreciate your recommendation of Fair Deal Home Buyers. It was our pleasure to work with you as well, and we're delighted to hear that you found our team to be a pleasure to work with and appreciated our excellent customer service and professionalism.
Thank you for choosing us, and we wish you all the best in your future endeavors.
Fair Deal home buyers were great to work with. They are honest, responsive. Professional and respectful. Highly recommended!
Response from the owner: Dear Zvika,
We truly appreciate your feedback about Fair Deal Home Buyers. It's heartening to know that you had a remarkable experience working with us and that you found our team to embody honesty, responsiveness, professionalism, and respect.
Your warm recommendation is deeply valued. if you know of anyone seeking assistance, please don't hesitate to get in touch or refer them to us. Our commitment to delivering exceptional service remains unwavering.
As a buyer from fair deal, I would recommend them! They were fast in their communication, kind in their interactions and clearly seems to have everyone’s best interests at heart. Working with Tiffany was a great experience. I love working with people who are kind, fair and clear in their communication. I’d recommend them to others, and have! -Dave
Fairdeal Home Buyers is an outstanding company. The process with them was seamless with no surprises at all. They closed in a timely fashion and I received my asked for my property.
I am very happy with the service I have receive from Fair Deal Home Buyers. The whole procces has been very simple and easy to understand. I'm moving in from out of state and i don't think I could have found a easier and better way to move in to my new home. Thank you so much.
I recommend Fair Deal Homebuyer well detailed information about what to expect from them it was fast deal they offer and we agree .It was really fast and fair
They are great to work with. Professional, kind, responsive and straight forward. I learned getting a cash offer for a house does not have to be complicated or take a long time, thanks again!
